Datasets:
mstz
/
heloc

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estimate_of_risk
int64
months_since_first_trade
int64
months_since_last_trade
int64
average_duration_of_resolution
int64
number_of_satisfactory_trades
int64
nr_trades_insolvent_for_over_60_days
int64
nr_trades_insolvent_for_over_90_days
int64
percentage_of_legal_trades
int64
months_since_last_illegal_trade
int64
maximum_illegal_trades_over_last_year
int64
maximum_illegal_trades
int64
nr_total_trades
int64
nr_trades_initiated_in_last_year
int64
percentage_of_installment_trades
int64
months_since_last_inquiry_not_recent
int64
nr_inquiries_in_last_6_months
int64
nr_inquiries_in_last_6_months_not_recent
int64
net_fraction_of_revolving_burden
int64
net_fraction_of_installment_burden
int64
nr_revolving_trades_with_balance
int64
nr_installment_trades_with_balance
int64
nr_banks_with_high_ratio
int64
percentage_trades_with_balance
int64
is_at_risk
int64
84
283
24
110
13
0
0
100
-7
7
8
13
0
15
0
1
1
28
-8
2
1
0
80
0
85
89
13
55
13
0
0
100
-7
7
8
14
0
29
2
1
1
13
80
1
2
0
75
0
89
405
5
129
10
0
0
100
-7
7
8
11
1
45
-8
0
0
29
-8
2
1
0
100
0
90
396
7
121
23
0
0
100
-7
7
8
23
1
22
7
0
0
1
-8
1
1
0
20
0
79
344
24
135
24
0
0
100
-7
7
8
24
0
17
1
1
1
41
-8
4
1
2
50
0
83
151
4
62
10
0
0
100
-7
7
8
10
1
20
23
0
0
33
-8
3
1
0
67
0
72
206
3
75
49
0
0
100
-7
7
8
49
6
35
6
0
0
56
67
7
3
2
83
0
90
528
1
210
10
0
0
100
-7
7
8
11
1
18
2
1
1
2
-8
2
1
0
75
0
78
193
29
100
18
0
0
100
-7
7
8
18
0
33
-8
0
0
63
-8
4
2
2
55
0
80
210
8
82
17
0
0
95
9
4
6
19
3
37
9
0
0
7
-8
1
3
0
56
0
67
279
5
60
35
0
0
100
-7
7
8
36
4
43
2
2
2
93
90
1
4
-8
100
0
87
296
26
120
12
0
0
100
-7
7
8
14
0
42
-8
0
0
17
33
2
1
0
75
0
-9
-9
-9
-9
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-9
-9
-9
-9
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-9
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-9
-9
0
-9
-9
-9
-9
-9
-9
-9
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-9
-9
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-9
-9
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-9
-9
-9
-9
-9
1
83
103
23
62
11
0
0
100
-7
7
8
11
0
27
-8
0
0
5
23
1
2
0
60
0
82
162
6
58
20
0
0
100
-7
7
8
22
1
55
7
0
0
22
82
3
3
0
67
0
78
98
12
40
10
0
0
90
35
6
6
10
0
10
0
3
2
0
-8
0
-8
0
0
0
80
456
5
115
19
0
0
100
-7
7
8
21
3
29
7
1
0
30
85
3
2
1
63
0
-9
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-9
-9
0
73
118
2
45
23
0
0
100
-7
7
8
24
3
33
2
1
1
24
86
6
4
1
71
0
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
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-9
-9
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1
-9
-9
-9
-9
-9
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-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
0
86
181
3
89
11
0
0
100
-7
7
8
11
1
9
1
2
2
5
-8
2
-8
0
50
0
81
194
8
60
25
0
0
96
56
6
6
25
3
44
8
0
0
15
-8
3
2
0
63
0
56
233
28
92
19
0
0
79
2
4
6
20
0
21
0
1
1
77
-8
7
1
4
73
1
80
40
40
40
1
0
0
100
-7
7
8
1
0
0
-8
0
0
27
-8
1
-8
-8
100
1
91
273
27
145
10
0
0
100
-7
7
8
10
0
20
3
1
1
2
-8
1
1
0
40
0
78
132
32
72
15
0
0
94
47
6
6
17
0
59
10
0
0
0
-8
0
2
0
40
1
73
69
15
41
9
0
0
100
-7
7
8
9
0
56
-8
0
0
87
83
1
2
1
75
0
77
168
14
72
21
0
0
100
-7
7
8
21
0
29
2
1
1
29
76
2
1
1
50
0
88
258
11
82
15
0
0
100
-7
7
8
15
1
20
19
0
0
1
-8
1
1
0
29
0
89
272
22
126
16
0
0
100
-7
7
8
16
0
25
1
1
1
9
43
2
2
0
40
1
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
0
72
202
2
62
28
0
0
83
7
4
6
30
3
24
2
2
2
6
63
2
2
0
33
0
82
434
4
161
27
0
0
100
-7
7
8
29
2
26
1
2
2
2
-8
4
1
0
31
0
84
127
16
72
8
0
0
100
-7
7
8
8
0
75
6
0
0
13
52
1
4
0
100
0
82
115
4
58
24
1
0
96
50
6
5
25
4
52
4
1
1
2
52
1
4
0
71
0
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
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-9
-9
-9
0
79
120
2
43
13
0
0
100
-7
7
8
14
5
7
4
2
1
15
-8
4
-8
0
44
0
79
224
4
84
61
0
0
97
28
6
6
61
4
21
2
4
4
1
98
5
2
1
32
0
75
162
8
77
40
0
0
100
-7
7
8
42
1
20
7
0
0
27
-8
5
2
1
64
0
71
155
1
71
24
0
0
100
-7
7
8
25
3
32
3
3
3
54
-8
3
1
1
100
0
92
424
7
125
18
0
0
100
-7
7
8
19
1
22
0
1
1
1
82
2
2
0
40
0
76
353
2
92
40
0
0
95
69
6
6
42
2
29
4
1
1
33
45
2
2
0
80
0
76
82
19
55
10
0
0
100
-7
7
8
10
0
40
0
2
2
40
36
2
3
1
71
1
84
264
2
87
19
0
0
100
-7
7
8
20
2
35
0
3
3
14
94
2
2
1
36
0
75
171
2
68
20
0
0
100
-7
7
8
21
1
33
0
1
1
21
69
3
2
1
71
0
93
417
25
235
9
0
0
100
-7
7
8
9
0
22
-8
1
0
0
-8
1
-8
0
40
0
80
95
30
65
5
0
0
80
67
6
6
5
0
60
-8
0
0
2
57
1
1
0
67
0
57
176
4
87
18
0
0
89
2
4
6
18
1
56
4
1
1
93
72
5
3
1
100
0
84
313
6
103
25
0
0
100
-7
7
8
25
2
24
11
0
0
10
92
4
3
0
70
0
79
133
2
68
27
0
0
100
-7
7
8
30
3
36
0
4
4
1
93
4
2
0
60
0
90
197
5
92
13
0
0
100
-7
7
8
13
1
46
4
2
2
5
50
3
3
0
100
0
75
410
2
121
37
1
1
83
10
4
3
43
1
7
1
1
1
34
-8
7
1
1
53
1
73
131
5
57
21
0
0
95
80
6
6
21
5
19
7
0
0
26
-8
5
2
0
100
0
65
147
39
68
11
0
0
92
28
6
6
12
0
42
1
1
1
86
53
2
2
1
80
1
74
129
6
64
18
1
1
100
-7
6
8
18
1
33
3
4
4
6
-8
5
-8
0
56
1
72
234
12
113
42
2
2
96
35
6
2
45
0
20
6
0
0
19
-8
4
1
0
38
1
66
28
1
17
4
0
0
100
-7
7
8
5
2
60
3
3
2
67
-8
2
1
0
100
1