<p>About 90% of the population has very little or negative savings. The savings is driven by the upper middle class which typically saves 10% or so of pretax income. You can look at the net worth percentiles here to get a rough idea:</p>

<p><a href="http://www.shnugi.com/networth-percentile-calculator/" rel="nofollow">http://www.shnugi.com/networth-percentile-calculator/</a></p>

CC BY-SA 3.0
2016-02-15T00:58:08.517Z
2016-02-15T00:58:08.517Z
D J Sims
<h2>How much do people save?</h2>

<p><a href="https://i.sstatic.net/hDLAJ.png" rel="nofollow noreferrer"><img src="https://i.sstatic.net/hDLAJ.png" alt="enter image description here"></a>
<a href="http://www.federalreserve.gov/econresdata/2014-report-economic-well-being-us-households-201505.pdf" rel="nofollow noreferrer">Report on the Economic Well-Being of U.S. Households in 2014, Board of Governors of the Federal Reserve System, p. 22</a></p>

CC BY-SA 3.0
2016-02-15T11:33:46.500Z
2016-02-15T11:33:46.500Z
BKay
<p>I know the average saving rate in the US is ~5%, but I'm curious about the distribution. An ideal answer would be a histogram with the data broken down by what proportion of population are saving at what percentage.</p>

<macroeconomics><data-request>
What does the distribution of the savings rate in America look like?
lazarusL
# What does the distribution of the savings rate in America look like?

(Asked by: username_0 on 2016-02-14)

I know the average saving rate in the US is ~5%, but I'm curious about the distribution. An ideal answer would be a histogram with the data broken down by what proportion of population are saving at what percentage.

**Tags:** macroeconomics, data-request

---

## 2 answers

### Answer by username_2 on 2016-02-15. Score: 3 | Accepted answer

## How much do people save?

[![enter image description here](https://i.sstatic.net/hDLAJ.png)](https://i.sstatic.net/hDLAJ.png)
[Report on the Economic Well-Being of U.S. Households in 2014, Board of Governors of the Federal Reserve System, p. 22](http://www.federalreserve.gov/econresdata/2014-report-economic-well-being-us-households-201505.pdf)


---

### Answer by username_1 on 2016-02-15. Score: 0

About 90% of the population has very little or negative savings. The savings is driven by the upper middle class which typically saves 10% or so of pretax income. You can look at the net worth percentiles here to get a rough idea:

<http://www.shnugi.com/networth-percentile-calculator/>


---

