So to elaborate on the title - I lost my job back at the start of February and beyond it being as stressful as losing a job can be, my wife and I also had a child due in April. Wife was off work already because of the pregnancy, so no more income. I missed a couple credit card payments because we had to make some really tough choices but the credit card debt wasn't much (~$300) so I knew I could pay it off quickly once I got a new job.

Fast forward to now and we had a beautiful baby girl right after I started a new job at the beginning of April! I've since paid off the aforementioned credit card debt and everything is going a lot better ... except the missed payments are showing up as negatives on my credit report.

I explained the same situation to a friend and he said that I could either call the credit bureau or the credit card company and file a dispute due to "economic hardship" to get those late payments removed from my credit report. Does anyone know if that is true? Or could tell me how I could go about doing that?
user
Lost job. Missed a couple payments, but paid them off quickly. Baby was born in April. Missed a couple more payments. Payed them off, but credit card payments are
assistant
So to elaborate on the title - I lost my job back at the start of February and beyond it being as stressful as losing a job can be, my wife and I also had a child due in April. Wife was off work already because of the pregnancy, so no more income. I missed a couple credit card payments because we had to make some really tough choices but the credit card debt wasn't much (~$300) so I knew I could pay it off quickly once I got a new job.

Fast forward to now and we had a beautiful baby girl right after I started a new job at the beginning of April! I've since paid off the aforementioned credit card debt and everything is going a lot better ... except the missed payments are showing up as negatives on my credit report.

I explained the same situation to a friend and he said that I could either call the credit bureau or the credit card company and file a dispute due to "economic hardship" to get those late payments removed from my credit report. Does anyone know if that is true? Or could tell me how I could go about doing that?
user
Lost job, missed a few credit card payments but paid off the debt quickly with the new job. Then had a baby and missed a few payments on credit
assistant