I recently deposited a large check into my bank account, and unfortunately, the funds will not be available to me until 4/18. I would like to contribute the maximum (5k) into a Roth IRA, unfortunately I only have around $1000 in my checking at the moment. 

I was wondering if there was anyway I could delay my deposit for my roth IRA by a few days? Or should I just bite the bullet and deposit the $1000 that i have in checking? I have my credit card in case any sudden expenses come up

ALSO: Should i deposit money for the 2013 year ASAP as well?
user
Credit card, checking account with $1000, should I deposit it ASAP or wait for some time to get it?
assistant
I recently deposited a large check into my bank account, and unfortunately, the funds will not be available to me until 4/18. I would like to contribute the maximum (5k) into a Roth IRA, unfortunately I only have around $1000 in my checking at the moment. 

I was wondering if there was anyway I could delay my deposit for my roth IRA by a few days? Or should I just bite the bullet and deposit the $1000 that i have in checking? I have my credit card in case any sudden expenses come up

ALSO: Should i deposit money for the 2013 year ASAP as well?
user
I only have $1000 in my checking, will the money be available to me in 2 weeks or 4
assistant