I am a 20 year old who lives in Texas. My father passed away when I was 16, and died with a lot of debt; he had very poor financial skills despite his intellect and education. I inherited his bipolar illness, and because of this during my unstable periods I had numerous psych ward visits, and hospital visits due to severe attempts at self harm. I have incurred quite a bit of debt from this whole mental illness debacle. I have been stable for about a year now, and I need to recover from the couple thousand dollars of medical bill debt I have. I don't know where to start because I have lost track of all the debt, so I don't know where to find it, and who to pay, or what to do in general. I want to start building credit, so I can support myself in my own apartment in about another year, but again this debt is weighing on my conscience, and I do not know how to build credit, and haven't received solid credible advice from anyone. I do not know what to do, and how to achieve my financial goals; I know I want to be able to have my own place in a year, have some sort of debt management going on, and start figuring out a plan financially, so I can pursue a masters education and further after I get my bachelors in music.
user
inherited my father's mental illness, inherited debt from mental illness, lost track of debt, need information and
assistant
I am a 20 year old who lives in Texas. My father passed away when I was 16, and died with a lot of debt; he had very poor financial skills despite his intellect and education. I inherited his bipolar illness, and because of this during my unstable periods I had numerous psych ward visits, and hospital visits due to severe attempts at self harm. I have incurred quite a bit of debt from this whole mental illness debacle. I have been stable for about a year now, and I need to recover from the couple thousand dollars of medical bill debt I have. I don't know where to start because I have lost track of all the debt, so I don't know where to find it, and who to pay, or what to do in general. I want to start building credit, so I can support myself in my own apartment in about another year, but again this debt is weighing on my conscience, and I do not know how to build credit, and haven't received solid credible advice from anyone. I do not know what to do, and how to achieve my financial goals; I know I want to be able to have my own place in a year, have some sort of debt management going on, and start figuring out a plan financially, so I can pursue a masters education and further after I get my bachelors in music.
user
inherited mental illness debt, no one taught me financial education. need advice to build credit so I
assistant