I noticed something appeared on my equifax report this month and since I'm just getting back on my feet after a disaster in 2012/2013 and that concerned me. I checked it out and a delinquent account first reported delinquent in Jan 2012 that had since dropped off Equifax's report appears to have been "de-aged" in April of this year. I think that's the term I read on here.

The *only* time I have spoken with anyone from these companies was for what I believe was this debt when I told the rep that "I'd see what I could do" when he asked about payment and never answered another call. 

There was no explicit agreement regarding payment. The debt wasn't appearing on my equifax anymore so I figured they just bought old debt and were trying to squeeze me for it. Now it reappears months later as a fresh debt. I'm NYS, btw.

About 2 weeks ago I received a notice from this company stating they believed the debt was too old to sue over so I figured that was that. Now it looks like its a fresh account that's been opened so I'm confused.

Did I fuck up by saying I'd see what I can do or did someone overstep their bounds by reopening the debt over that statement? If I made a mistake I'll just have to negotiate a payment following the standard advice for collection repayment in this sub but before I hand over money I want to be certain that's the only option.
user
Debentures appear to be re-aged and I'm not sure if I screwed up by pretending I'd see what I could do or if I made a mistake.
assistant
I noticed something appeared on my equifax report this month and since I'm just getting back on my feet after a disaster in 2012/2013 and that concerned me. I checked it out and a delinquent account first reported delinquent in Jan 2012 that had since dropped off Equifax's report appears to have been "de-aged" in April of this year. I think that's the term I read on here.

The *only* time I have spoken with anyone from these companies was for what I believe was this debt when I told the rep that "I'd see what I could do" when he asked about payment and never answered another call. 

There was no explicit agreement regarding payment. The debt wasn't appearing on my equifax anymore so I figured they just bought old debt and were trying to squeeze me for it. Now it reappears months later as a fresh debt. I'm NYS, btw.

About 2 weeks ago I received a notice from this company stating they believed the debt was too old to sue over so I figured that was that. Now it looks like its a fresh account that's been opened so I'm confused.

Did I fuck up by saying I'd see what I can do or did someone overstep their bounds by reopening the debt over that statement? If I made a mistake I'll just have to negotiate a payment following the standard advice for collection repayment in this sub but before I hand over money I want to be certain that's the only option.
user
Checking credit report for delinquent account on credit report is new account that appears to be new delinquent account that was reported as delinquent on credit report in April. Could this be a mistake or did someone overstep their bounds by reopening
assistant