Hi /r/personalfinance, first time posting on this subreddit.

I'm switching banks from BofA to USAA, and I was wondering if I should keep my credit card with BofA or cancel it. I was told by my mom and a friend of mine that cancelling a credit card can really hurt your credit score, but my best friend says that if I don't plan on using the credit card, then I should cancel it, because credit that doesn't revolve would hurt my credit score.

If I keep the card, I plan to open up a new credit card with USAA which I will use to pay for gas to keep building my credit) and pay off (almost) fully every month.
user
Should I cancel my credit card with BofA which I was told will hurt my credit
assistant
Hi /r/personalfinance, first time posting on this subreddit.

I'm switching banks from BofA to USAA, and I was wondering if I should keep my credit card with BofA or cancel it. I was told by my mom and a friend of mine that cancelling a credit card can really hurt your credit score, but my best friend says that if I don't plan on using the credit card, then I should cancel it, because credit that doesn't revolve would hurt my credit score.

If I keep the card, I plan to open up a new credit card with USAA which I will use to pay for gas to keep building my credit) and pay off (almost) fully every month.
user
Should I keep my credit card with BofA or cancel it. I was told by my
assistant