Hello PF - not sure if this is appropriate for me to ask in this sub or not, but here it goes.  I purchased a home near the end of 2013 with an FHA loan.  My original mortgage was with Wells Fargo, and it was immediately sold to Chase bank, who I am currently doing business with.  I received a letter from Primary Residential Mortgage, INC, telling me that it has been 210 days, and that I am pre-qualified to refinance my new mortgage loan at a lower interest rate (from 4.875% to 4.25%).  I googled the company and saw mixed reviews about them.  Is it wise for me to pursue refinancing with them?  Or is Chase a more reputable company to stick with, at least for the time being?
user
I bought a home for
assistant
Hello PF - not sure if this is appropriate for me to ask in this sub or not, but here it goes.  I purchased a home near the end of 2013 with an FHA loan.  My original mortgage was with Wells Fargo, and it was immediately sold to Chase bank, who I am currently doing business with.  I received a letter from Primary Residential Mortgage, INC, telling me that it has been 210 days, and that I am pre-qualified to refinance my new mortgage loan at a lower interest rate (from 4.875% to 4.25%).  I googled the company and saw mixed reviews about them.  Is it wise for me to pursue refinancing with them?  Or is Chase a more reputable company to stick with, at least for the time being?
user
Is it smart to put
assistant