Ok so, my boyfriend and I have been together about 2.5 years now, we have an 8 month old son.

The problem is he is financially irresponsible. When he was younger he maxxed out a few credit cards and combined with a car loan (a car which he wrecked and didn't end up being covered for collision for.. But that's another story) he is about 6k in the hole and still needs another car and he refuses to get a second job. He works part time retail and has NO drive to do better and it's killing me. I love him but I want more for my son and I.
As it stands, IM paying our utilities and providing for our son because he can barely afford his personal bills. 
He's relying on getting a loan approved so he can consolidate his debt instead of doing this in addition to working more or having any sort of goals or ambition. 

I'm torn. I try talking to him about it but he reacts like a child, he calls me a nag and says I'm being a bitch. Tonight he actually tried saying it's my fault because I'm not working ( even though I saved money SO i could stay home with my son for 1year and we agreed on this) even thought I NEVER have an issue paying bill and as if his bills are MY problem anyway. He ends the conversation by ignoring me.

I'm running out of hope that he will change or that anything will improve and my alternatives are grim. I don't want to hurt him because i do love him but I'm beginning to feel like his mother and it's making me resent him.
user
boyfriend financially irresponsible, refuses to work and I'm fed up with the way he treats me and my son.
assistant
Ok so, my boyfriend and I have been together about 2.5 years now, we have an 8 month old son.

The problem is he is financially irresponsible. When he was younger he maxxed out a few credit cards and combined with a car loan (a car which he wrecked and didn't end up being covered for collision for.. But that's another story) he is about 6k in the hole and still needs another car and he refuses to get a second job. He works part time retail and has NO drive to do better and it's killing me. I love him but I want more for my son and I.
As it stands, IM paying our utilities and providing for our son because he can barely afford his personal bills. 
He's relying on getting a loan approved so he can consolidate his debt instead of doing this in addition to working more or having any sort of goals or ambition. 

I'm torn. I try talking to him about it but he reacts like a child, he calls me a nag and says I'm being a bitch. Tonight he actually tried saying it's my fault because I'm not working ( even though I saved money SO i could stay home with my son for 1year and we agreed on this) even thought I NEVER have an issue paying bill and as if his bills are MY problem anyway. He ends the conversation by ignoring me.

I'm running out of hope that he will change or that anything will improve and my alternatives are grim. I don't want to hurt him because i do love him but I'm beginning to feel like his mother and it's making me resent him.
user
boyfriend refuses to step up and do what's necessary to be financially stable and provide for his son and is kind of an asshole about it when I try
assistant