I am a 24 y/o college student living at home with mom and dad.  I go to college on a state scholarship, so tuition is basically free but I do take loans to sorta supplement my income. (Terrible, I know.. but it helps..)  About a year ago I lived in another state because there is a school up there I really wanted to go to.  (My college experience right now sucks.  I have never had a good one, and I go to a commuter school in a very busy downtown area..)  

I was on my own, made some great friends, was accepted into the college I wanted (hell, I teared up when I passed kids in their caps and gowns cause I was jealous that they were graduating from a school I respected so much) and even my best friends back home were commenting on how much happier I was... I eventually had to move back home once the $20k a semester price tag for out of state tuition hit me.. and it hit hard. (Note:  I never got to attend classes at the college.. But lived nearby for 6 months.)  

I have been back at home for a year now and am still attending my ghetto university (granted, one of the better business schools in the SE but not as highly acclaimed as the college I would like to go..)  I miss living in a college town.  I miss the people, being on my own, the beautiful mountains.. everything about where I used to live.. (I was only there for 6 months.)  I am seriously contemplating going back because I know I will be happier.. but don't want to regret the debt in the long run, especially since asking my parents for help would cause me to feel extremely guilty.. however, I am regretting the lack of happiness now.  

Anyone else ever been in this situation?  I have about 2 years of college left (due to taking 3 years off) and I really don't want to look back and think "Wow, that sucked.. I shouldn't have been chicken and should have taken my chances young.." At least before I find myself knocked up and married to someone I despise, like the majority of the people I grew up with in my current location. 

HELP!
user
Do I trade semi financial stability in the future for my ultimate happiness now?
assistant
I am a 24 y/o college student living at home with mom and dad.  I go to college on a state scholarship, so tuition is basically free but I do take loans to sorta supplement my income. (Terrible, I know.. but it helps..)  About a year ago I lived in another state because there is a school up there I really wanted to go to.  (My college experience right now sucks.  I have never had a good one, and I go to a commuter school in a very busy downtown area..)  

I was on my own, made some great friends, was accepted into the college I wanted (hell, I teared up when I passed kids in their caps and gowns cause I was jealous that they were graduating from a school I respected so much) and even my best friends back home were commenting on how much happier I was... I eventually had to move back home once the $20k a semester price tag for out of state tuition hit me.. and it hit hard. (Note:  I never got to attend classes at the college.. But lived nearby for 6 months.)  

I have been back at home for a year now and am still attending my ghetto university (granted, one of the better business schools in the SE but not as highly acclaimed as the college I would like to go..)  I miss living in a college town.  I miss the people, being on my own, the beautiful mountains.. everything about where I used to live.. (I was only there for 6 months.)  I am seriously contemplating going back because I know I will be happier.. but don't want to regret the debt in the long run, especially since asking my parents for help would cause me to feel extremely guilty.. however, I am regretting the lack of happiness now.  

Anyone else ever been in this situation?  I have about 2 years of college left (due to taking 3 years off) and I really don't want to look back and think "Wow, that sucked.. I shouldn't have been chicken and should have taken my chances young.." At least before I find myself knocked up and married to someone I despise, like the majority of the people I grew up with in my current location. 

HELP!
user
Stuck in a crappy college town, want to go back but don't want to regret not
assistant