I opened a $1,000 IRA in 2005 when my parents offered to match contributions.  The IRA is with Chase and is in a Retirement CD.  When it first started, the CD was making 3.5% interest, but that shrank to 2% by 2009, and is now at 0.02%.

Since interest rates were so low in 2009, I kept letting the account renew for 1 year term, hoping that I could lock the IRA in for a longer period once interest rates went up.  Since then, the account has been auto-renewing for a 1 year term each October since 2007.  My account is due to mature in October and I want to invest the full amount in a better way.  (To be clear, I am keeping it within the IRA, but want it put in something better than a CD).

Whenever I ask Chase about this, they say that $1,000 is such a small amount that I shouldn't worry about it until I have more to invest.  I understand that, but I don't plan on putting more money into that account until 2 years from now when I finish paying off my student loans.

A little about my finances:  I am 30, I make $37.5k a year, I owe $6,500 on student loan and I have no other debt.  I own a car, but rent my apartment.

Two months ago, I just started a separate 401(k) IRA with my employer this year.  My monthly contributions to that 401(k) are $100, and my employer does not make matching contributions.  I realize that this is a very low contribution, but I am saving money to move to another state.

Any recommendations for how to invest the $1150 in my Chase IRA this October?  Again, I don't plan on making additional contributions until 2 years from now, but in the mean time I would like that $1150 to make more than $.50 per year.
user
I need advice how to invest my ~$1,000 IRA in something with better returns than a CD.
assistant
I opened a $1,000 IRA in 2005 when my parents offered to match contributions.  The IRA is with Chase and is in a Retirement CD.  When it first started, the CD was making 3.5% interest, but that shrank to 2% by 2009, and is now at 0.02%.

Since interest rates were so low in 2009, I kept letting the account renew for 1 year term, hoping that I could lock the IRA in for a longer period once interest rates went up.  Since then, the account has been auto-renewing for a 1 year term each October since 2007.  My account is due to mature in October and I want to invest the full amount in a better way.  (To be clear, I am keeping it within the IRA, but want it put in something better than a CD).

Whenever I ask Chase about this, they say that $1,000 is such a small amount that I shouldn't worry about it until I have more to invest.  I understand that, but I don't plan on putting more money into that account until 2 years from now when I finish paying off my student loans.

A little about my finances:  I am 30, I make $37.5k a year, I owe $6,500 on student loan and I have no other debt.  I own a car, but rent my apartment.

Two months ago, I just started a separate 401(k) IRA with my employer this year.  My monthly contributions to that 401(k) are $100, and my employer does not make matching contributions.  I realize that this is a very low contribution, but I am saving money to move to another state.

Any recommendations for how to invest the $1150 in my Chase IRA this October?  Again, I don't plan on making additional contributions until 2 years from now, but in the mean time I would like that $1150 to make more than $.50 per year.
user
I want to invest $1150 in my IRA this October. I'm 30, make $37.5k a year, and owe $6,500 on
assistant