So to elaborate on the title - I lost my job back at the start of February and beyond it being as stressful as losing a job can be, my wife and I also had a child due in April. Wife was off work already because of the pregnancy, so no more income. I missed a couple credit card payments because we had to make some really tough choices but the credit card debt wasn't much (~$300) so I knew I could pay it off quickly once I got a new job.

Fast forward to now and we had a beautiful baby girl right after I started a new job at the beginning of April! I've since paid off the aforementioned credit card debt and everything is going a lot better ... except the missed payments are showing up as negatives on my credit report.

I explained the same situation to a friend and he said that I could either call the credit bureau or the credit card company and file a dispute due to "economic hardship" to get those late payments removed from my credit report. Does anyone know if that is true? Or could tell me how I could go about doing that?
user
Lost job. Missed a couple payments, but paid them off quickly. Baby was born in April. Missed a couple more payments. Payed them off, but credit card payments are showing negatively on credit report. Need advice on going about getting those payments removed.
assistant
So to elaborate on the title - I lost my job back at the start of February and beyond it being as stressful as losing a job can be, my wife and I also had a child due in April. Wife was off work already because of the pregnancy, so no more income. I missed a couple credit card payments because we had to make some really tough choices but the credit card debt wasn't much (~$300) so I knew I could pay it off quickly once I got a new job.

Fast forward to now and we had a beautiful baby girl right after I started a new job at the beginning of April! I've since paid off the aforementioned credit card debt and everything is going a lot better ... except the missed payments are showing up as negatives on my credit report.

I explained the same situation to a friend and he said that I could either call the credit bureau or the credit card company and file a dispute due to "economic hardship" to get those late payments removed from my credit report. Does anyone know if that is true? Or could tell me how I could go about doing that?
user
Lost job, missed a few credit card payments but paid off the debt quickly with the new job. Then had a baby and missed a few payments on credit card debt. Credit bureau is saying I can't pay it off yet because I'm not paying it off. Can I file a dispute to get
assistant