Hello, /r/personalfinance I have a quick question. I was in the process of attempting to get my credit reports from annualcreditreport.com and was asked to select my personal information from a mulitple choice style question page. The only problem is, non of the answers applied to me. I selected "Other" on all of the questions for all 3 agencies and got webpages that said that I had provided incorrect information. I am wondering if this means that there is some information on file for me that is not really "me" and what I would need to do to access this information to verify it. As it stands, I should have no credit at all right now as I have done nothing to increase it, e.g. no loans, no credit cards, I always pay with cash or my debit card. 
I'll be graduating this fall and would rather not have someone running around out there with my identity keeping me from getting a house or a car.
user
I was asked to provide wrong information on my credit reports and after having gone through and selected everything I was given was a web page that said that I had
assistant
Hello, /r/personalfinance I have a quick question. I was in the process of attempting to get my credit reports from annualcreditreport.com and was asked to select my personal information from a mulitple choice style question page. The only problem is, non of the answers applied to me. I selected "Other" on all of the questions for all 3 agencies and got webpages that said that I had provided incorrect information. I am wondering if this means that there is some information on file for me that is not really "me" and what I would need to do to access this information to verify it. As it stands, I should have no credit at all right now as I have done nothing to increase it, e.g. no loans, no credit cards, I always pay with cash or my debit card. 
I'll be graduating this fall and would rather not have someone running around out there with my identity keeping me from getting a house or a car.
user
I was asked to choose an identity option on an international credit report, only the answers applied to me. Is there information on file for me that isn't "me" and what
assistant