We have been making a standard $50 payment on our medical bills every month.  Then we receive a letter from a debt collector for $75.  I immediately payed it off.  I called the hospital and she said that we must take the bill and divide by 12 so the bill can be payed in full in one year.  She also suggested we fill out a "financial statement" informing us that this can only help.  We could possibly reduce our monthly payment.  So we started paying $115 a month while the form was being processed.  They came back and told us we need to pay $200 a month in order to stave off collectors.  My husband and I make 4328.86 a month combined after taxes.  After all of our bill NOT INCLUDING the $115 we have a remaining balance of 428.45.  So if we would pay 200 a month that leaves us with 228.45 for emergencies, saving and other expenses.  So no only did they come back and say we have to pay MORE a month we now have to apply by this in order to stay away from collections.  Can they do this?  Or is this an empty threat?  Please any information would help.
user
Medical bill collector came back after we already paid a lot of money.
assistant
We have been making a standard $50 payment on our medical bills every month.  Then we receive a letter from a debt collector for $75.  I immediately payed it off.  I called the hospital and she said that we must take the bill and divide by 12 so the bill can be payed in full in one year.  She also suggested we fill out a "financial statement" informing us that this can only help.  We could possibly reduce our monthly payment.  So we started paying $115 a month while the form was being processed.  They came back and told us we need to pay $200 a month in order to stave off collectors.  My husband and I make 4328.86 a month combined after taxes.  After all of our bill NOT INCLUDING the $115 we have a remaining balance of 428.45.  So if we would pay 200 a month that leaves us with 228.45 for emergencies, saving and other expenses.  So no only did they come back and say we have to pay MORE a month we now have to apply by this in order to stay away from collections.  Can they do this?  Or is this an empty threat?  Please any information would help.
user
Unsolved medical bill in collections. Wife and I are paying $115 a month
assistant