I am a 34 yrs old male in USA. Healthy condition, non-smoker, normal BMI, exercise regularly, eat healthy.

In Jul 2009 I noticed that I had blood in my stool. It disappeared for a couple of months. Then reappeared again. Then disappeared again for a long time and so on.

In May 2010 during my annual check up I didn't say anything because regardless of whether it's a serious or minor issue, it will be in my medical record. 

Currently I have health insurance from my employee. I'm planning to do startup/consulting in the near future. I am worried that later when I'm applying for health insurance myself, the record may (will?) cause application rejection. I am afraid that I'll be uninsurable. I know about ACA, but its future existence is uncertain.

So, my 2011 check up is coming up. I'm still having the occasional blood in the stool. I want to have it checked out but I'm afraid of how it will affect my future insurability. 

Is there any ground to my worry? I also have enough money to pay for the check up myself. If I do so, will the doctor still have to share my medical record with my current insurance?
user
have blood in stools, fear
assistant
I am a 34 yrs old male in USA. Healthy condition, non-smoker, normal BMI, exercise regularly, eat healthy.

In Jul 2009 I noticed that I had blood in my stool. It disappeared for a couple of months. Then reappeared again. Then disappeared again for a long time and so on.

In May 2010 during my annual check up I didn't say anything because regardless of whether it's a serious or minor issue, it will be in my medical record. 

Currently I have health insurance from my employee. I'm planning to do startup/consulting in the near future. I am worried that later when I'm applying for health insurance myself, the record may (will?) cause application rejection. I am afraid that I'll be uninsurable. I know about ACA, but its future existence is uncertain.

So, my 2011 check up is coming up. I'm still having the occasional blood in the stool. I want to have it checked out but I'm afraid of how it will affect my future insurability. 

Is there any ground to my worry? I also have enough money to pay for the check up myself. If I do so, will the doctor still have to share my medical record with my current insurance?
user
I have occasional blood in
assistant