Last year around April I backed into a car in a parking lot (field, not paved), it was private property and there were no witnesses, cameras, etc. Thinking I'm being a good guy I left a note apologizing and left my number. I didn't hear back from the vehicle owner until the next day and being slightly inebriated and caught off guard, I told her I was in a company vehicle and gave her my insurance information and thought  all was good.

The first thing Monday morning I get a call from her insurance agent (both of us have the same insurance company it turns out) asking for the insurance company of my company, I told them I was in my car but they didn't believe me and insisted on my companies insurance info. I sent them a written statement stating that I was in my car when the accident occurred and that my insurance should cover it. I had full coverage and had paid religiously and had no previous claims. The investigator and I didn't get along at the get go and he told me he didn't believe me, now he starts calling my work asking for insurance, my boss told them I didn't have a company car at the time of the accident but the investigator still insisted and even came to my work to see himself. He then had an adjuster come out to see my car and I explained everything and showed him the hitch I had at the time that hit the car. But the investigator still went after my company. I did a over the phone recorded interview with the investigator and he still refused to believe me. Fast forward to last month, the investigator gets hold of corporate, my companies legal gets involved, I get fired, my company tells the insurance company to f off and now I'm getting a lawyer papers asking me for payment, I already sent them my insurance information, but it seems they're not excepting it.

I'd pay it outright, but I am with out a job thanks to this and can't and I feel the insurance company should be covering it anyway, that's what I paid them for.
user
did the right thing, made a misstatement, lost my job over it and now still getting harassed by
assistant
Last year around April I backed into a car in a parking lot (field, not paved), it was private property and there were no witnesses, cameras, etc. Thinking I'm being a good guy I left a note apologizing and left my number. I didn't hear back from the vehicle owner until the next day and being slightly inebriated and caught off guard, I told her I was in a company vehicle and gave her my insurance information and thought  all was good.

The first thing Monday morning I get a call from her insurance agent (both of us have the same insurance company it turns out) asking for the insurance company of my company, I told them I was in my car but they didn't believe me and insisted on my companies insurance info. I sent them a written statement stating that I was in my car when the accident occurred and that my insurance should cover it. I had full coverage and had paid religiously and had no previous claims. The investigator and I didn't get along at the get go and he told me he didn't believe me, now he starts calling my work asking for insurance, my boss told them I didn't have a company car at the time of the accident but the investigator still insisted and even came to my work to see himself. He then had an adjuster come out to see my car and I explained everything and showed him the hitch I had at the time that hit the car. But the investigator still went after my company. I did a over the phone recorded interview with the investigator and he still refused to believe me. Fast forward to last month, the investigator gets hold of corporate, my companies legal gets involved, I get fired, my company tells the insurance company to f off and now I'm getting a lawyer papers asking me for payment, I already sent them my insurance information, but it seems they're not excepting it.

I'd pay it outright, but I am with out a job thanks to this and can't and I feel the insurance company should be covering it anyway, that's what I paid them for.
user
do I pay it out of my pocket or take them to court?
assistant