As the title says, I'll be graduating with my Bachelor's in May. My parents are exceptionally kind and generous people and they paid for my entire undergraduate career for me, and as a result I have no student loans or debt. I was just accepted to funded PhD programs in Charlottesville, VA and Boston, MA. 

As a student, I'll receive a small stipend (~25k before taxes) and subsidized housing. This will be my first ever source of income. I know that I'm incredibly privileged to be in this position, but I'm also sheltered. What do I do with this money? I want to start becoming well-versed in taking care of my own finances. I don't want to be dependent on my parents to make choices with my money, and since they've been so kind already I'd like to become self-sufficient soon enough (they also pay my car insurance, which is about 900 a year, and my health insurance, which honestly I don't know how much that costs). I don't drink or smoke, I don't have any really expensive hobbies, I don't buy expensive clothes or shoes and I have no spouse/children and I don't plan on having either for a long time. I read the FAQ, and I know I have to build an emergency fund first, but how big should that be? I imagine it'll be different depending on whether I decide on Virginia or Massachusetts as my next place to live. 

Anyway, sorry for the rant, and sorry for being painfully new to all of this.
user
I'm graduating with no student loans and won't be dependent on my parents to make
assistant
As the title says, I'll be graduating with my Bachelor's in May. My parents are exceptionally kind and generous people and they paid for my entire undergraduate career for me, and as a result I have no student loans or debt. I was just accepted to funded PhD programs in Charlottesville, VA and Boston, MA. 

As a student, I'll receive a small stipend (~25k before taxes) and subsidized housing. This will be my first ever source of income. I know that I'm incredibly privileged to be in this position, but I'm also sheltered. What do I do with this money? I want to start becoming well-versed in taking care of my own finances. I don't want to be dependent on my parents to make choices with my money, and since they've been so kind already I'd like to become self-sufficient soon enough (they also pay my car insurance, which is about 900 a year, and my health insurance, which honestly I don't know how much that costs). I don't drink or smoke, I don't have any really expensive hobbies, I don't buy expensive clothes or shoes and I have no spouse/children and I don't plan on having either for a long time. I read the FAQ, and I know I have to build an emergency fund first, but how big should that be? I imagine it'll be different depending on whether I decide on Virginia or Massachusetts as my next place to live. 

Anyway, sorry for the rant, and sorry for being painfully new to all of this.
user
21, no debt, getting first job, trying to take care of my own finances.
assistant