I am a 34 yrs old male in USA. Healthy condition, non-smoker, normal BMI, exercise regularly, eat healthy.

In Jul 2009 I noticed that I had blood in my stool. It disappeared for a couple of months. Then reappeared again. Then disappeared again for a long time and so on.

In May 2010 during my annual check up I didn't say anything because regardless of whether it's a serious or minor issue, it will be in my medical record. 

Currently I have health insurance from my employee. I'm planning to do startup/consulting in the near future. I am worried that later when I'm applying for health insurance myself, the record may (will?) cause application rejection. I am afraid that I'll be uninsurable. I know about ACA, but its future existence is uncertain.

So, my 2011 check up is coming up. I'm still having the occasional blood in the stool. I want to have it checked out but I'm afraid of how it will affect my future insurability. 

Is there any ground to my worry? I also have enough money to pay for the check up myself. If I do so, will the doctor still have to share my medical record with my current insurance?
user
have blood in stools, fear of being uninsurable, need to know if seeking health care now is a
assistant
I am a 34 yrs old male in USA. Healthy condition, non-smoker, normal BMI, exercise regularly, eat healthy.

In Jul 2009 I noticed that I had blood in my stool. It disappeared for a couple of months. Then reappeared again. Then disappeared again for a long time and so on.

In May 2010 during my annual check up I didn't say anything because regardless of whether it's a serious or minor issue, it will be in my medical record. 

Currently I have health insurance from my employee. I'm planning to do startup/consulting in the near future. I am worried that later when I'm applying for health insurance myself, the record may (will?) cause application rejection. I am afraid that I'll be uninsurable. I know about ACA, but its future existence is uncertain.

So, my 2011 check up is coming up. I'm still having the occasional blood in the stool. I want to have it checked out but I'm afraid of how it will affect my future insurability. 

Is there any ground to my worry? I also have enough money to pay for the check up myself. If I do so, will the doctor still have to share my medical record with my current insurance?
user
I have occasional blood in my stool. What should I do about it?
assistant