My grandparents gave me a check for $10,000 (American) dollars as my inheritance from them.

I went to the bank and the teller suggested to invest it. So I spoke with the man at my local bank that handles that. He tried to explain it to me and I still didn't fully understand. That was a year ago.

Since then, I've made money and lost money. I get a monthly statement. I was, at one point, at about 10,300 dollars. Most recently, I am at 9,998.00. Esentially, I'm staying within the range of 200 dollars AT MOST.

I feel like there is something better I could do with it, but I don't know what. I'm not responsible with my money, so I want to put it away and pretend like I don't even have it, while still making interest. I'm 21 years old, and I realize I probably sound like a moron. But genuinely I have no idea what to do with it, and I'm asking the internetz because I'm not telling anyone else in my family or friends that I have this money.

Also, the economy is so topsy turvey, I don't think I want to leave it invested where it has been the last year.

help a sista out, financial people. PLEASE?
user
inherited 10 grand. Have no idea where to invest it. Want to put it away and pretend like I don't even have it. Hire me financial people please?
assistant
My grandparents gave me a check for $10,000 (American) dollars as my inheritance from them.

I went to the bank and the teller suggested to invest it. So I spoke with the man at my local bank that handles that. He tried to explain it to me and I still didn't fully understand. That was a year ago.

Since then, I've made money and lost money. I get a monthly statement. I was, at one point, at about 10,300 dollars. Most recently, I am at 9,998.00. Esentially, I'm staying within the range of 200 dollars AT MOST.

I feel like there is something better I could do with it, but I don't know what. I'm not responsible with my money, so I want to put it away and pretend like I don't even have it, while still making interest. I'm 21 years old, and I realize I probably sound like a moron. But genuinely I have no idea what to do with it, and I'm asking the internetz because I'm not telling anyone else in my family or friends that I have this money.

Also, the economy is so topsy turvey, I don't think I want to leave it invested where it has been the last year.

help a sista out, financial people. PLEASE?
user
inherited 10 grand, lost it and am currently staying within the 200 dollar range of interest. Want to put it away and pretend like I don't have it. what do
assistant