I am being sued for over $15,000 for injuries for a car accident that happened almost a year ago, and I am unsure what to do. I am currently a university student and have absolutely no means to paying this. A few weeks following the accident, I was told by my insurance company that they will handle everything and I haven't heard word from my insurance agent about it since; so I assumed everything has been settled, until today when I received a summons.

Here is what happened. On April 29 2014, I got into a car accident with someone at an intersection. There was a stop sign on the road I was driving on, I did not see the stop sign, I drove through, and collided with the other person. The intersecting road has no stop sign, so I was at fault for this accident. My car rotated 180 degrees and collided into the curb.

Right after the collision happened, I immediately got out of my car to check if the other person was okay. She was crying and was in mild shock, but physically she looked fine. I asked her several times if she was okay, and she responded yes each time. Some nearby neighbors also went to console her. My car ended up being totaled, and there was almost no damage done to her car. After police showed up and report was filed, she seemed emotionally stable (and even waved bye to me), and was able to drive away fine.

The injuries listed in the complaint are body sprains/strains, muscle spasms, fatigue, and post traumatic headaches, and is asking for over $15,000 for it. To me, she looked perfectly fine and I do understand that there could be a possibility of aches developing after-the-fact; however, if you were to ask who was actually injured more in the accident, it would probably be me from judging how each car ended up.

I know the first thing I should probably do is call my insurance agent, but is there anything else I should know?
user
Being sued for car accident
assistant
I am being sued for over $15,000 for injuries for a car accident that happened almost a year ago, and I am unsure what to do. I am currently a university student and have absolutely no means to paying this. A few weeks following the accident, I was told by my insurance company that they will handle everything and I haven't heard word from my insurance agent about it since; so I assumed everything has been settled, until today when I received a summons.

Here is what happened. On April 29 2014, I got into a car accident with someone at an intersection. There was a stop sign on the road I was driving on, I did not see the stop sign, I drove through, and collided with the other person. The intersecting road has no stop sign, so I was at fault for this accident. My car rotated 180 degrees and collided into the curb.

Right after the collision happened, I immediately got out of my car to check if the other person was okay. She was crying and was in mild shock, but physically she looked fine. I asked her several times if she was okay, and she responded yes each time. Some nearby neighbors also went to console her. My car ended up being totaled, and there was almost no damage done to her car. After police showed up and report was filed, she seemed emotionally stable (and even waved bye to me), and was able to drive away fine.

The injuries listed in the complaint are body sprains/strains, muscle spasms, fatigue, and post traumatic headaches, and is asking for over $15,000 for it. To me, she looked perfectly fine and I do understand that there could be a possibility of aches developing after-the-fact; however, if you were to ask who was actually injured more in the accident, it would probably be me from judging how each car ended up.

I know the first thing I should probably do is call my insurance agent, but is there anything else I should know?
user
Being sued for car accident
assistant