 No catastrophe out there. Not yet. So, John and Jerry, have you ever met Goldilocks? Do you buy into Goldilocks? You may have gone out with Goldilocks. I don't know. I don't want to get too... We used to have a casual relationship. By the way, great to be on with you, Larry, and with Stephanie. I think it is kind of a Goldilocks situation. Don't disagree with my colleague.