 everybody, whether it's got to do with the rich, it's got to do with the middle class, or even the poor, a sense that no one shall bear any risk, that everyone is going to be protected by the government in some form or the other. There is no cleansing effect. There is no pain that anyone's allowed to endure. So I would say that what we have today is a system where risk has been socialized. Yeah, and a great example of that is Silicon Valley Bank.