 I'm Laureen Vaughn of the Commonwealth Advisory Group. I can't tell you how many times folks have come in and told us a friend has gotten really sick. There's a lot of things you can't control, but there's also a lot that you can. Time is on your side, and it's absolutely not too late to plan. With our trust, your home will be protected. It's still yours. You stay in control. But after five years, everything is protected.