 So what we say is you want to stay with your long-term objectives, Joni. Don't let emotions get in the way. Just like anything else in life, if you let your emotions get away in any other part of your life, it ends up hurting you negatively. So stay with your long-term objectives. And if you feel like your emotions are getting in the way, get some professional help because they'll take the emotion out of it because they're working for you. And there's the Money Minute. Join us every Saturday night from 6 to 8. And if you have a question, call 1-800-908-9334.