 If you're a smoker, we have great rates available for you as well. At Term Busters, we specialize in policies of $500,000 and above. If you're looking for new or replacement term life insurance, call for a free quote today. 800-200-2250. That's 800-200-2250. Don't wait. Call 800-200-2250. 800-200-2250. Sample rate quotes based on preferred non-smoker rate class. Exam required to qualify.