#Person1#: Good morning, sir. How may I help you?
#Person2#: I'd like to open an account.
#Person1#: Certainly, sir. Would you like to open a time deposit savings account or a checking account?
#Person2#: Actually, I'd like to open one of each, if that's possible.
#Person1#: No problem, sir. What sort of time deposit account would you like to open?
#Person2#: What are my choices?
#Person1#: The minimum time period is three months. The longer the period, the higher the interest rate. If you withdraw your money before time is up, there are penalties.
#Person1# helps #Person2# to open accounts and explains different sorts of time deposit accounts.
open an account