query: If Checking Account's and Saving Account's interest rates are the same, what is the point of having a Savings Account?
positive_passages.docid: 142952
positive_passages.text: Savings vs. checking account -- when to prefer savings if interest is the same?
negative_passages.docid: 67102
negative_passages.text: How does the Deposit-User work?
negative_passages.docid: 137294
negative_passages.text: Should Emergency Funds be Used for Infrequent, but Likely, Expenses?
negative_passages.docid: 95590
negative_passages.text: Should I prioritize paying down my higher interest debt over building an emergency fund, or vice-versa?
negative_passages.docid: 41909
negative_passages.text: What is the difference between Interest Rate and APY?
negative_passages.docid: 151238
negative_passages.text: What if I received a check with two different amounts written on it (words vs. number)?
negative_passages.docid: 34488
negative_passages.text: Why would you not want to rollover a previous employer's 401(k) when changing jobs?
negative_passages.docid: 152473
negative_passages.text: “energy saving” vs. “energy savings”
negative_passages.docid: 13387
negative_passages.text: Can I contribute to both a solo 401k and a regular 401k in the same year?
negative_passages.docid: 49001
negative_passages.text: Are 401(k) & IRA Contribution Limits Mutually Exclusive?
negative_passages.docid: 43920
negative_passages.text: Idiom that means trying to save something that is beyond saving
negative_passages.docid: 135695
negative_passages.text: Where to keep savings for home loan deposit?
negative_passages.docid: 43696
negative_passages.text: Why is a stock that pays a dividend preferrable to one that doesn't?
negative_passages.docid: 82865
negative_passages.text: Can you explain "time value of money" and "compound interest" and provide examples of each?
negative_passages.docid: 88968
negative_passages.text: Should a high-school student invest their (relative meager) savings?
negative_passages.docid: 2002
negative_passages.text: Should I pay for a computer up-front or on finance?
negative_passages.docid: 16298
negative_passages.text: Can the name under the Bank Account be different from Account holder?