Does Calvary Chapel assume everything is wrong in this world? (I ask this question because my only exposure to Jesus has been through Calvary Chapels for many years.)

If you attend Calvary Chapel (or ever listened to the radio station K-WVE broadcasted nationally or I guess world-wide now) there seems to be an undertone of something always having to be wrong in this life. People call in with testimonials about being drug addicts, ill, etc and it was Jesus that saved them (which is great!). 

But it seems this is where this non-denomination starts to max out. 

At the church I go to, I sincerely wonder if the pastor is happy at all in this life and he seems only focused on the next...

Is this the basis of catch as many people as possible (for Jesus) since we all hit hard times?

Is specific to this non-denomination or is it generic to other Christian "ways" ?
From your description, this sounds simply like the application of the Calvinistic doctrine of Total Depravity, which is typical of many congregationalist congregations.