{"service":{"name":"Microsoft","url":"https://www.microsoft.com/en/servicesagreement/","lang":"ENG","sector":"Various","hq":"US","hq_category":"US","is_public":"Public","is_paid":"Optionally paid","date":"15.06.2021"},"document":{"title":"","text":"Print\nYour Privacy\nYour Content\n1.  Your Privacy.  Your privacy is important to us. Please read the  Microsoft Privacy\nStatement (https://go.microsoft.com/fwlink/?LinkId=521839) (the \"Privacy Statement\") as\nit describes the types of data we collect from you and your devices (\"Data\"), how we use\nyour Data, and the legal bases we have to process your Data. The Privacy Statement also\ndescribes how Microsoft uses your content, which is your communications with others;\npostings submitted by you to Microsoft via the Services; and the files, photos, documents,\naudio, digital works, livestreams and videos that you upload, store, broadcast or share\nthrough the Services (\"Your Content\"). Where processing is based on consent and to the\nextent permitted by law, by agreeing to these Terms, you consent to Microsoft’s collection,\nuse and disclosure of Your Content and Data as described in the Privacy Statement. In some\ncases, we will provide separate notice and request your consent as referenced in the Privacy\nStatement.\n2. Your Content. Many of our Services allow you to store or share Your Content or receive\nmaterial from others. We don’t claim ownership of Your Content. Your Content remains Your\nContent and you are responsible for it.\na. When you share Your Content with other people, you understand that they may be\nable to, on a worldwide basis, use, save, record, reproduce, broadcast, transmit, share\nand display Your Content for the purpose that you made Your content available on the\nServices, without compensating you. If you do not want others to have that ability, do\nnot use the Services to share Your Content. You represent and warrant that for the\nduration of these Terms, you have (and will have) all the rights necessary for Your\nContent that is uploaded, stored, or shared on or through the Services and that the\ncollection, use, and retention of Your Content will not violate any law or rights of others.\nMicrosoft does not own, control, verify, pay for, endorse or otherwise assume any liability\nfor Your Content and cannot be held responsible for Your Content or the material others\nupload, store or share using the Services.\nb. To the extent necessary to provide the Services to you and others, to protect you and\nthe Services, and to improve Microsoft products and services, you grant to Microsoft a\nworldwide and royalty-free intellectual property license to use Your Content, for example,\nto make copies of, retain, transmit, reformat, display, and distribute via communication\ntools Your Content on the Services. If you publish Your Content in areas of the Service\nwhere it is available broadly online without restrictions, Your Content may appear in\ndemonstrations or materials that promote the Service. Some of the Services are\nPublished: April 1, 2021\nEffective: June 15, 2021\nMicrosoft Services Agreement\nThese terms (\"Terms\") cover the use of those Microsoft consumer products, websites, and services listed at the end of\nthese Terms here (#serviceslist) (the \"Services\"). You accept these Terms by creating a Microsoft account, through your\nuse of the Services, or by continuing to use the Services after being notified of a change to these Terms.\n\nTop of page\nCode of Conduct\nsupported by advertising. Controls for how Microsoft personalizes advertising are\navailable at https://choice.live.com. We do not use what you say in email, chat, video\ncalls or voice mail, or your documents, photos or other personal files to target\nadvertising to you. Our advertising policies are covered in detail in the Privacy\nStatement.\n3. Code of Conduct.\na. By agreeing to these Terms, you’re agreeing that, when using the Services, you will\nfollow these rules:\ni. Don’t do anything illegal.\nii. Don’t engage in any activity that exploits, harms, or threatens to harm children.\niii. Don’t send spam or engage in phishing. Spam is unwanted or unsolicited bulk\nemail, postings, contact requests, SMS (text messages), instant messages, or similar\nelectronic communications. Phishing is sending emails or other electronic\ncommunications to fraudulently or unlawfully induce recipients to reveal personal or\nsensitive information, such as passwords, dates of birth, Social Security Numbers,\npassport numbers, credit card information, financial information, or other sensitive\ninformation, or to gain access to accounts or records, exfiltration of documents or\nother sensitive information, payment and/or financial benefit.\niv. Don’t publicly display or use the Services to share inappropriate content or\nmaterial (involving, for example, nudity, bestiality, pornography, offensive language,\ngraphic violence, or criminal activity) or Your Content or material that does not\ncomply with local laws or regulations.\nv. Don’t engage in activity that is fraudulent, false or misleading (e.g., asking for\nmoney under false pretenses, impersonating someone else, manipulating the\nServices to increase play count, or affect rankings, ratings, or comments) or libelous\nor defamatory.\nvi. Don’t circumvent any restrictions on access to or availability of the Services.\nvii. Don’t engage in activity that is harmful to you, the Services or others (e.g.,\ntransmitting viruses, stalking, posting terrorist or violent extremist content,\ncommunicating hate speech, or advocating violence against others).\nviii. Don’t infringe upon the rights of others (e.g., unauthorized sharing of\ncopyrighted music or other copyrighted material, resale or other distribution of Bing\nmaps, or photographs).\nix. Don’t engage in activity that violates the privacy or data protection rights of\nothers.\nx. Don’t help others break these rules.\nb.  Enforcement.  If you violate these Terms, we may, in our sole discretion, stop\nproviding Services to you or we may close your Microsoft account. We may also block\ndelivery of a communication (like email, file sharing or instant message) to or from the\nServices in an effort to enforce these Terms, or we may remove or refuse to publish Your\nContent for any reason. When investigating alleged violations of these Terms, Microsoft\nreserves the right to review Your Content in order to resolve the issue, and you hereby\nauthorize such review. However, we cannot monitor the entire Services and make no\nattempt to do so.\nc.  Application to Xbox Services.  Click  here  (https://go.microsoft.com/fwlink/?\nlinkid=868531) for more information about how this Code of Conduct applies to the Xbox\nonline service, Xbox Game Pass, Games for Windows Live and Xbox Game Studios\n\nTop of page\nUsing the Services & Support\ngames, applications, services and content provided by Microsoft. Violation of the Code of\nConduct through Xbox Services (defined in section 13.a.i) may result in suspensions or\nbans from participation in Xbox Services, including forfeiture of content licenses, Xbox\nGold Membership time, and Microsoft account balances associated with the account.\n4. Using the Services & Support.\na. Microsoft account. You’ll need a Microsoft account to access many of the Services.\nYour Microsoft account lets you sign in to products, websites and services provided by\nMicrosoft and some Microsoft partners.\ni. Creating an Account. You can create a Microsoft account by signing up online.\nYou agree not to use any false, inaccurate or misleading information when signing\nup for your Microsoft account. In some cases, a third party, like your Internet\nservice provider, may have assigned a Microsoft account to you. If you received your\nMicrosoft account from a third party, the third party may have additional rights over\nyour account, like the ability to access or delete your Microsoft account. Please\nreview any additional terms the third party provided you, as Microsoft has no\nresponsibility regarding these additional terms. If you create a Microsoft account on\nbehalf of an entity, such as your business or employer, you represent that you have\nthe legal authority to bind that entity to these Terms. You cannot transfer your\nMicrosoft account credentials to another user or entity. To protect your account,\nkeep your account details and password confidential. You are responsible for all\nactivity that occurs under your Microsoft account.\nii. Account Use. You must use your Microsoft account to keep it active. This means\nyou must sign in at least once in a two-year period to keep your Microsoft account,\nand associated Services, active, unless a longer period is provided in the Microsoft\naccount activity policy at https://go.microsoft.com/fwlink/p/?linkid=2086738 or in an\noffer for a paid portion of the Services. If you don’t sign in during this time, we will\nassume your Microsoft account is inactive and will close it for you. Please see\nsection 4.a.iv.2 for the consequences of a closed Microsoft account. You must sign\ninto your Outlook.com inbox and your OneDrive (separately) at least once in a one-\nyear period, otherwise we will close your Outlook.com inbox and your OneDrive for\nyou. You must sign into the Xbox Services at least once in a five-year period to keep\nthe gamertag associated with your Microsoft account. If we reasonably suspect that\nyour Microsoft account is at risk of being used by a third party fraudulently (for\nexample, as a result of an account compromise), Microsoft may suspend your\naccount until you can reclaim ownership. Based on the nature of the compromise,\nwe may be required to disable access to some or all of Your Content. If you are\nhaving \ntrouble \naccessing \nyour \nMicrosoft \naccount, \nplease \nvisit \nthis\nwebsite: https://go.microsoft.com/fwlink/?LinkId=238656.\niii. Kids and Accounts. By creating a Microsoft account or using the Services, you\naccept and agree to be bound by these terms and represent that you have either\nreached the age of \"majority\" or \"legal responsibility\" where you live or your parent\nor legal guardian agrees to be bound by these Terms on your behalf. If you do not\nknow whether you have reached the age of majority or \"legal responsibility\" where\nyou live, or do not understand this section, please ask your parent or legal guardian\nfor help. If you are the parent or legal guardian of a minor, you and the minor\naccept and agree to be bound by these Terms and are responsible for all use of the\n\nMicrosoft account or Services, including purchases, whether the minor’s account is\nnow open or created later.\niv. Closing Your Account.\n1. You can cancel specific Services or close your Microsoft account at any time\nand \nfor \nany \nreason. \nTo \nclose \nyour \nMicrosoft \naccount, \nplease\nvisit  https://go.microsoft.com/fwlink/p/?linkid=618278. When you ask us to\nclose your Microsoft account, you can choose to put it in a suspended state for\neither 30- or 60-days just in case you change your mind. After that 30- or 60-\nday period, your Microsoft account will be closed. Please see section 4.a.iv.2\nbelow for an explanation as to what happens when your Microsoft account is\nclosed. Logging back in during the suspension period will reactivate your\nMicrosoft account.\n2. If your Microsoft account is closed (whether by you or us), a few things\nhappen. First, your right to use the Microsoft account to access the Services\nstops immediately. Second, we’ll delete Data or Your Content associated with\nyour Microsoft account or will otherwise disassociate it from you and your\nMicrosoft account (unless we are required by law to keep it, return it, or\ntransfer it to you or a third party identified by you). You should have a regular\nbackup plan as Microsoft won’t be able to retrieve Your Content or Data once\nyour account is closed. Third, you may lose access to products you’ve acquired.\nb. Work or School Accounts. You can sign into certain Microsoft services with a work\nor school email address. If you do, you agree that the owner of the domain associated\nwith your email address may be notified of the existence of your Microsoft account and\nits associated subscriptions, control and administer your account, and access and\nprocess your Data, including the contents of your communications and files, and that\nMicrosoft may notify the owner of the domain if the account or Data is compromised.\nYou further agree that your use of the Microsoft services may be subject to the\nagreements Microsoft has with you or your organization and these Terms may not apply.\nIf you already have a Microsoft account and you use a separate work or school email\naddress to access Services covered under these Terms, you may be prompted to update\nthe email address associated with your Microsoft account in order to continue accessing\nsuch Services.\nc. Additional Equipment/Data Plans. To use many of the Services, you’ll need an\ninternet connection and/or data/cellular plan. You might also need additional equipment,\nlike a headset, camera or microphone. You are responsible for providing all connections,\nplans, and equipment needed to use the Services and for paying the fees charged by the\nprovider(s) of your connections, plans, and equipment. Those fees are in addition to any\nfees you pay us for the Services and we will not reimburse you for such fees. Check with\nyour provider(s) to determine if there are any such fees that may apply to you.\nd. Service Notifications. When there’s something we need to tell you about a Service\nyou use, we’ll send you Service notifications. If you gave us your email address or phone\nnumber in connection with your Microsoft account, then we may send Service\nnotifications to you via email or via SMS (text message), including to verify your identity\nbefore registering your mobile phone number and verifying your purchases. We may also\nsend you Service notifications by other means (for example by in-product\nmessages). Data or messaging rates may apply when receiving notifications via\nSMS.\ne. \nSupport. \nCustomer \nsupport \nfor \nsome \nServices \nis \navailable\nat  support.microsoft.com  (https://support.microsoft.com). Certain Services may offer\nseparate \nor \nadditional \ncustomer \nsupport, \nsubject \nto \nthe \nterms \navailable\nat  www.microsoft.com/support-service-agreement, unless otherwise specified. Support\n\nTop of page\nTop of page\nUsing Third-Party Apps and Services\nService Availability\nmay not be available for preview or beta versions of features or Services. The Services\nmight not be compatible with software or services provided by third parties, and you are\nresponsible for familiarizing yourself with compatibility requirements.\nf. Ending your Services. If your Services are canceled (whether by you or us), first\nyour right to access the Services stops immediately and your license to the software\nrelated to the Services ends. Second, we’ll delete Data or Your Content associated with\nyour Service or will otherwise disassociate it from you and your Microsoft account (unless\nwe are required by law to keep it, return it, or transfer it to you or a third party identified\nby you). As a result you may no longer be able to access any of the Services (or Your\nContent that you’ve stored on those Services). You should have a regular backup plan.\nThird, you may lose access to products you’ve acquired. If you have canceled your\nMicrosoft account and have no other account able to access the Services your Services\nmay be canceled immediately.\n5. Using Third-Party Apps and Services. The Services may allow you to access or acquire\nproducts, services, websites, links, content, material, games, skills, integrations, bots or\napplications from independent third parties (companies or people who aren’t Microsoft)\n(\"Third-Party Apps and Services\"). Many of our Services also help you find, make\nrequests to, or interact with Third-Party Apps and Services or allow you to share Your\nContent or Data, and you understand that by using our Services you are directing them to\nmake Third-Party Apps and Services available to you. The Third-Party Apps and Services may\nalso allow you to store Your Content or Data with the publisher, provider or operator of the\nThird-Party Apps and Services. The Third-Party Apps and Services may present you with a\nprivacy policy or require you to accept their terms before you can install or use the Third-\nParty App or Service. See section 13.b for additional terms for applications acquired through\ncertain Stores owned or operated by Microsoft or its affiliates (including, but not limited to,\nthe Office Store, the Microsoft Store on Xbox and the Microsoft Store on Windows. You\nshould review the third-party terms and privacy policies before acquiring, using, requesting,\nor linking your Microsoft Account to any Third-Party Apps and Services. Any third-party terms\ndo not modify these Terms. Microsoft does not license any intellectual property to you as part\nof any Third-Party Apps and Services. You agree to assume all risk and liability arising from\nyour use of these Third-Party Apps and Services and that Microsoft is not responsible for any\nissues arising out of your use of them. Microsoft is not responsible or liable to you or others\nfor information or services provided by any Third-Party Apps and Services.\n6. Service Availability.\na. The Services, Third-Party Apps and Services, or material or products offered through\nthe Services may be unavailable from time to time, may be offered on a limited basis, or\nmay vary depending on your region or device. If you change the location associated with\nyour Microsoft account, you may need to re-acquire the material or applications that\nwere available to you and paid for in your previous region. You agree not to access or\nuse material or Services which are illegal or not licensed for use in the country from\nwhich you access or use such material or Services, or to conceal or misrepresent your\nlocation or identity in order to access or use such material or Services.\n\nTop of page\nTop of page\nUpdates to the Services or Software,\nand Changes to These Terms\nSoftware License\nb. We strive to keep the Services up and running; however, all online services suffer\noccasional disruptions and outages, and Microsoft is not liable for any disruption or loss\nyou may suffer as a result. In the event of an outage, you may not be able to retrieve\nYour Content or Data that you’ve stored. We recommend that you regularly backup Your\nContent and Data that you store on the Services or store using Third-Party Apps and\nServices.\n7. Updates to the Services or Software, and Changes to These Terms.\na. We may change these Terms at any time, and we’ll tell you when we do. Using the\nServices after the changes become effective means you agree to the new terms. If you\ndo not agree to the new terms, you must stop using the Services, close your Microsoft\naccount and, if you are a parent or guardian, help your minor child close his or her\nMicrosoft account.\nb. Sometimes you will need software updates to keep using the Services. We may\nautomatically check your version of the software and download software updates or\nconfiguration changes. You may also be required to update the software to continue\nusing the Services. Such updates are subject to these Terms unless other terms\naccompany the updates, in which case, those other terms apply. Microsoft isn't obligated\nto make any updates available and doesn't guarantee that we will support the version of\nthe system for which you purchased or licensed the software, apps, content or other\nproducts. Such updates may not be compatible with software or services provided by\nthird parties. You may withdraw your consent to future software updates at any time by\nuninstalling the software.\nc. Additionally, there may be times when we need to remove or change features or\nfunctionality of the Service or stop providing a Service or access to Third-Party Apps and\nServices altogether. Except to the extent required by applicable law, we have no\nobligation to provide a re-download or replacement of any material, Digital Goods\n(defined in section 13.k), or applications previously purchased. We may release the\nServices or their features in a preview or beta version, which may not work correctly or\nin the same way the final version may work.\nd. So that you can use material protected with digital rights management (DRM), like\nsome music, games, movies, books and more, DRM software may automatically contact\nan online rights server and download and install DRM updates.\n8. Software License. Unless accompanied by a separate Microsoft license agreement (for\nexample, if you are using a Microsoft application that is included with and a part of Windows,\nthen the Microsoft Software License Terms for the Windows Operating System govern such\nsoftware), any software provided by us to you as part of the Services is subject to these\nTerms. Applications acquired through certain Stores owned or operated by Microsoft or its\naffiliates (including, but not limited to the Office Store, Microsoft Store on Windows and\nMicrosoft Store on Xbox) are subject to section 13.b.i below.\n\nTop of page\nPayment Terms\na. If you comply with these Terms, we grant you the right to install and use one copy of\nthe software per device on a worldwide basis for use by only one person at a time as\npart of your use of the Services. For certain devices, such software may be pre-installed\nfor your personal, non-commercial use of the Services. The software or website that is\npart of the Services may include third-party code. Any third-party scripts or code, linked\nto or referenced from the software or website, are licensed to you by the third parties\nthat own such code, not by Microsoft. Notices, if any, for the third party code are\nincluded for your information only.\nb. The software is licensed, not sold, and Microsoft reserves all rights to the software not\nexpressly granted by Microsoft, whether by implication, estoppel, or otherwise. This\nlicense does not give you any right to, and you may not:\ni. circumvent or bypass any technological protection measures in or relating to the\nsoftware or Services;\nii. disassemble, decompile, decrypt, hack, emulate, exploit, or reverse engineer any\nsoftware or other aspect of the Services that is included in or accessible through the\nServices, except and only to the extent that the applicable copyright law expressly\npermits doing so;\niii. separate components of the software or Services for use on different devices;\niv. publish, copy, rent, lease, sell, export, import, distribute, or lend the software or\nthe Services, unless Microsoft expressly authorizes you to do so;\nv. transfer the software, any software licenses, or any rights to access or use the\nServices;\nvi. use the Services in any unauthorized way that could interfere with anyone else’s\nuse of them or gain access to any service, data, account, or network;\nvii. enable access to the Services or modify any Microsoft-authorized device (e.g.,\nXbox consoles, Microsoft Surface, etc.) by unauthorized third-party applications.\n9. Payment Terms.  If you purchase a Service, then these payment terms apply to your\npurchase and you agree to them.\na. Charges. If there is a charge associated with a portion of the Services, you agree to\npay that charge in the currency specified. The price stated for the Services excludes all\napplicable taxes and currency exchange settlements, unless stated otherwise. All prices\nfor Skype paid products are inclusive of applicable taxes, unless otherwise stated. You\nare solely responsible for paying such taxes or other charges. Skype calculates taxes\nbased on the residential address associated with your billing information. You are\nresponsible for ensuring that this address is up to date and accurate. Except for Skype\nproducts, taxes are calculated based on your location at the time your Microsoft account\nwas registered unless local law requires a different basis for the calculation. We may\nsuspend or cancel the Services if we do not receive an on time, full payment\nfrom you. Suspension or cancellation of the Services for non-payment could result in a\nloss of access to and use of your account and its content. Connecting to the Internet via\na corporate or other private network that masks your location may cause charges to be\ndifferent from those displayed for your actual location. Depending on your location, some\ntransactions might require foreign currency conversion or be processed in another\ncountry. Your bank might charge you additional fees for those services when you use a\ndebit or credit card. Please contact your bank for details.\nb. Your Billing Account. To pay the charges for a Service, you will be asked to provide\na payment method at the time you sign up for that Service. For all Services other than\n\nSkype, you can access and change your billing information and payment method on\nthe  Microsoft account management website \n(https://go.microsoft.com/fwlink/p/?\nlinkid=618281) and for Skype software and products by signing into your account portal\nat https://skype.com/go/myaccount. Additionally, you agree to permit Microsoft to use\nany updated account information regarding your selected payment method provided by\nyour issuing bank or the applicable payment network. You agree to promptly update\nyour account and other information, including your email address and payment method\ndetails, so we can complete your transactions and contact you as needed in connection\nwith your transactions. Changes made to your billing account will not affect charges we\nsubmit to your billing account before we could reasonably act on your changes to your\nbilling account.\nc. Billing. By providing Microsoft with a payment method, you (i) represent that you are\nauthorized to use the payment method you provided and that any payment information\nyou provide is true and accurate; (ii) authorize Microsoft to charge you for the Services\nor available content using your payment method; and (iii) authorize Microsoft to charge\nyou for any paid feature of the Services you choose to sign up for or use while these\nTerms are in force. We may bill you (a) in advance; (b) at the time of purchase; (c)\nshortly after purchase; or (d) on a recurring basis for subscription Services. Also, we may\ncharge you up to the amount you have approved, and we will notify you in advance of\nany change in the amount to be charged for recurring subscription Services. We may bill\nyou at the same time for more than one of your prior billing periods for amounts that\nhaven't previously been processed.\nd. Recurring Payments. When you purchase the Services on a subscription basis (e.g.,\nmonthly, every 3 months or annually), you agree that you are authorizing recurring\npayments, and payments will be made to Microsoft by the method and at the recurring\nintervals you have agreed to, until the subscription for that Service is terminated by you\nor by Microsoft. You must cancel your Services before the next billing date to stop being\ncharged to continue your Services. We will provide you with instructions on how you may\ncancel the Services. By authorizing recurring payments, you are authorizing Microsoft to\nprocess such payments as either electronic debits or fund transfers, or as electronic\ndrafts from your designated account (for Automated Clearing House or similar\npayments), or as charges to your designated account (for credit card or similar\npayments) (collectively, \"Electronic Payments\"). Subscription fees are generally\ncharged in advance of the applicable subscription period. If any payment is returned\nunpaid or if any credit card or similar transaction is rejected or denied, Microsoft or its\nservice providers reserve the right to collect any applicable return item, rejection or\ninsufficient funds fee and process any such payment as an Electronic Payment.\ne.  Online Statement and Errors.  For all Services other than Skype, Microsoft will\nprovide you with an online billing statement on the  Microsoft account management\nwebsite  (https://go.microsoft.com/fwlink/p/?linkid=618282), where you can view and\nprint your statement. For Skype, you can access your online statement by signing into\nyour account at  www.skype.com  (https://www.skype.com). This is the only billing\nstatement that we provide. If we make an error on your bill, you must tell us within 90-\ndays after the error first appears on your bill. We will then promptly investigate the\ncharge. If you do not tell us within that time, you release us from all liability and claims\nof loss resulting from the error and we won't be required to correct the error or provide\na refund, unless otherwise required by law. If Microsoft has identified a billing error, we\nwill correct that error within 90-days. This policy does not affect any statutory rights that\nmay apply.\nf. Refund Policy. Unless otherwise provided by law or the terms of a particular Service\noffer, all purchases are final and non-refundable. If you believe that Microsoft has\ncharged you in error, you must contact us within 90-days of such charge. No refunds will\nbe given for any charges more than 90-days old, unless otherwise required by law. We\n\nreserve the right to issue refunds or credits at our sole discretion unless otherwise\nrequired by law. If we issue a refund or credit, we are under no obligation to issue the\nsame or similar refund in the future. This refund policy does not affect any statutory\nrights that may apply. For more refund information, please visit our  help\ntopic (https://go.microsoft.com/fwlink/p/?linkid=618283). If you live in Taiwan or Israel,\nplease note that according to the Consumer Protection Act and its relevant regulations,\nall purchases pertaining to digital content provided via intangible form and/or on-line\nservices are final and non-refundable when such content or service has been provided\non line. You are not entitled to claim any cooling off period or any refund.\ng.  Canceling the Services.  You may cancel a Service at any time, with or without\ncause. Cancelling paid Services stops future charges to continue the Service. To cancel a\nService and request a refund, if you are entitled to one, visit the Microsoft account\nmanagement website. For Skype, please complete the Withdrawal Form using the\ninformation provided  here  (https://go.microsoft.com/fwlink/p/?linkid=618286). You\nshould refer back to the offer describing the Services as (i) you may not receive a refund\nat the time of cancellation; (ii) you may be obligated to pay cancellation charges; (iii)\nyou may be obligated to pay all charges made to your billing account for the Services\nbefore the date of cancellation; and (iv) you may lose access to and use of your account\nwhen you cancel the Services; or, if you live in Taiwan or Israel, (v) you may receive a\nrefund in the amount equal to the unused fees you paid for a Service calculated at the\ntime of cancellation. If you live in Israel you may cancel by any of the means listed\non \nhttps://support.microsoft.com/help/4027815. \nPlease \ncontact \na \nMicrosoft\nrepresentative by telephone to obtain a refund if you are eligible for it. We will process\nyour Data as described above in section 4. If you cancel, your access to the Services\nends at the end of your current Service period or, if we bill your account on a periodic\nbasis, at the end of the period in which you canceled. If you initiate a chargeback or\nreversal with your bank for your payment of Services, we will deem you to have canceled\nas of the date that the original payment was made, and you authorize us to immediately\ncancel your service and/or revoke any content that was provided to you in exchange for\nsuch payment.\nh.  Trial-Period Offers.  If you are taking part in any trial-period offer, you may be\nrequired to cancel the trial Service(s) within the timeframe communicated to you when\nyou accepted the offer in order to avoid being charged to continue the Service(s) at the\nend of the trial period.\ni. Promotional Offers. From time to time, Microsoft may offer Services for free for a\ntrial period. Microsoft reserves the right to charge you for such Services (at the normal\nrate) if Microsoft determines (in its reasonable discretion) that you are abusing the terms\nof the offer.\nj. Price Changes. We may change the price of the Services at any time and if you have\na recurring purchase, we will notify you by email, or other reasonable manner, at least\n15 days before the price change. If you do not agree to the price change, you must\ncancel and stop using the Services before the price change takes effect. If there is a\nfixed term and price for your Service offer, that price will remain in force for the fixed\nterm.\nk.  Payments to You.  If we owe you a payment, then you agree to timely and\naccurately provide us with any information we need to get that payment to you. Subject\nto applicable law, you are responsible for any taxes and charges you may incur as a\nresult of this payment to you. You must also comply with any other conditions we place\non your right to any payment. If you receive a payment in error, we may reverse\nor require return of the payment. You agree to cooperate with us in our\nefforts to do this. We may also reduce the payment to you without notice to\nadjust for any previous overpayment.\n\nTop of page\nContracting Entity, Choice of Law, &\nLocation for Resolving Disputes\nl.  Gift Cards.  Redemption and use of gift cards (other than Skype gift cards) are\ngoverned \nby \nthe \nMicrosoft \nGift \nCard \nTerms \nand\nConditions (https://support.microsoft.com/help/10562/microsoft-account-gift-card-terms-\nand-conditions). Information on Skype gift cards is available on Skype’s  Help\npage (https://go.microsoft.com/fwlink/?LinkId=615383).\nm. Bank Account Payment Method. You may register an eligible bank account with\nyour Microsoft account to use it as a payment method. Eligible bank accounts include\naccounts held at a financial institution capable of receiving direct debit entries (e.g., a\nUnited States-based financial institution that supports automated clearing house (\"ACH\")\nentries, a European financial institution that supports Single Euro Payments Area\n(\"SEPA\") or \"iDEAL\" in the Netherlands). Terms you agreed to when adding your bank\naccount as a payment method in your Microsoft account (e.g., the \"mandate\" in the case\nof SEPA) also apply. You represent and warrant that your registered bank account is held\nin your name or you are authorized to register and use this bank account as a payment\nmethod. By registering or selecting your bank account as your payment method, you\nauthorize Microsoft (or its agent) to initiate one or more debits for the total amount of\nyour purchase or subscription charge (in accordance with the terms of your subscription\nservice) from your bank account (and, if necessary, initiate one or more credits to your\nbank account to correct errors, issue a refund or similar purpose), and you authorize the\nfinancial institution that holds your bank account to deduct such debits or accept such\ncredits. You understand that this authorization will remain in full force and effect until\nyou remove your bank account information from your Microsoft account. Contact\ncustomer support as outlined above in section 4.e as soon as possible if you believe you\nhave been charged in error. Laws applicable in your country may also limit your liability\nfor any fraudulent, erroneous or unauthorized transactions from your bank account. By\nregistering or selecting a bank account as your payment method, you acknowledge that\nyou have read, understand and agree to these Terms.\n10. Contracting Entity, Choice of Law, & Location for Resolving Disputes. For your\nuse of free and paid consumer Skype-branded Services, if you live outside of Europe, the\nMiddle East and Africa, you are contracting with, and all references to \"Microsoft\" in these\nTerms mean, Skype Communications S.à.r.l, 23 – 29 Rives de Clausen, L-2165 Luxembourg.\nFor free or paid consumer Skype-branded Services, if you live outside of Europe, the Middle\nEast and Africa, Luxembourg law governs the interpretation of these Terms and claims for\ntheir breach, regardless of conflict of law principles. The laws of the province or country\nwhere you live govern all other claims (including consumer protection, unfair competition,\nand tort claims). If you live outside of Europe, the Middle East and Africa, you and we\nirrevocably agree to the exclusive jurisdiction and venue of the Luxembourg courts for all\ndisputes arising out of or relating to the consumer Skype-branded Services. For all other\nServices, the entity with which you are contracting, the governing law, and the location to\nresolve disputes appear below:\na. Canada. If you live in (or, if a business, your principal place of business is in) Canada,\nyou are contracting with Microsoft Corporation, One Microsoft Way, Redmond, WA\n98052, U.S.A. The laws of the province where you live (or, if a business, your principal\nplace of business) govern the interpretation of these Terms, claims for their breach, and\nall other claims (including consumer protection, unfair competition, and tort claims),\nregardless of conflict of law principles. You and we irrevocably consent to the exclusive\n\njurisdiction and venue of the courts in Ontario for all disputes arising out of or relating to\nthese Terms or the Services.\nb. North or South America outside the United States and Canada. If you live in\n(or, if a business, your principal place of business is in) North or South America outside\nthe United States and Canada, you are contracting with Microsoft Corporation, One\nMicrosoft Way, Redmond, WA 98052, U.S.A. Washington State law governs the\ninterpretation of these Terms and claims for their breach, regardless of choice of law\nprinciples. The laws of the country to which we direct your Services govern all other\nclaims (including consumer protection, unfair competition, and tort claims).\nc. Middle East, Africa or Europe. If you live in (or, if a business, your principal place\nof business is in) the Middle East, Africa or in Europe excluding the European Union\n(EU), Iceland, Lichtenstein, Norway, Switzerland, and the United Kingdom, and you are\nusing free portions of the Services (such as Bing and MSN), you are contracting with\nMicrosoft Corporation, One Microsoft Way, Redmond, WA 98052, U.S.A., except that if\nyou are using free portions of Skype, you are contracting with Microsoft Ireland\nOperations Limited, One Microsoft Place, South County Business Park, Leopardstown,\nDublin 18, Ireland. If you paid to use a portion of the Services, you are contracting with\nMicrosoft Ireland Operations Limited, One Microsoft Place, South County Business Park,\nLeopardstown, Dublin 18, Ireland. For free and paid Services, the laws of Ireland govern\nthe interpretation of these Terms and claims for their breach, regardless of conflict of\nlaws principles. The laws of the country to which we direct your Services govern all other\nclaims (including consumer protection, unfair competition, and tort claims). You and we\nirrevocably agree to the exclusive jurisdiction and venue of the courts of Ireland for all\ndisputes arising out of or relating to these Terms or the Services.\nd.  Asia or the South Pacific, unless your country is specifically called out\nbelow. If you live in (or, if a business, your principal place of business is in) Asia (except\nChina, Japan, the Republic of Korea, or Taiwan) or the South Pacific, and you are using\nfree portions of the Services (such as Bing and MSN), you are contracting with Microsoft\nCorporation, One Microsoft Way, Redmond, WA 98052, U.S.A. If you paid to use a\nportion of the Services, or are using the free Outlook.com service in Singapore or Hong\nKong, you are contracting with Microsoft Regional Sales Pte Ltd., a corporation organized\nunder the laws of Singapore, with its registered address at 80 Raffles Place, #32-01,\nUOB Plaza, Singapore 048624; provided, that if you live in (or, if a business, your\nprincipal place of business is in) Australia, you are contracting with Microsoft Pty Ltd, 1\nEpping Road, North Ryde, NSW 2113, Australia and if you live in (or, if a business, your\nprincipal place of business is in) New Zealand, you are contracting with Microsoft New\nZealand Limited, Level 5, 22 Viaduct Harbour Avenue, PO Box 8070 Symonds Street,\nAuckland, 1150 New Zealand. For free and paid Services, Washington State law governs\nthe interpretation of these Terms and claims for their breach, regardless of conflict of\nlaws principles. The laws of the country to which we direct your Services govern all other\nclaims (including consumer protection, unfair competition, and tort claims). Any dispute\narising out of or in connection with these Terms or the Services besides Skype, including\nany question regarding their existence, validity, or termination, will be referred to and\nfinally resolved by arbitration in Singapore in accordance with the Arbitration Rules of the\nSingapore International Arbitration Center (SIAC), which rules are deemed to be\nincorporated by reference into this clause. The Tribunal will consist of one arbitrator to\nbe appointed by the President of SIAC. The language of arbitration will be English. The\ndecision of the arbitrator will be final, binding, and incontestable, and it may be used as\na basis for judgment in any country or region.\ne. Japan. If you live in (or, if a business, your principal place of business is in) Japan,\nand you are using free portions of the Services (such as Bing and MSN), you are\ncontracting with Microsoft Corporation, One Microsoft Way, Redmond, WA 98052, U.S.A.\nIf you paid to use a portion of the Services, you are contracting with Microsoft Japan Co.,\n\nTop of page\nWarranties\nLtd (MSKK), Shinagawa Grand Central Tower, 2-16-3 Konan Minato-ku, Tokyo 108-0075.\nFor free and paid Services, the laws of Japan govern these Terms and any matters\narising out of or relating to them or the Services. You and we irrevocably agree to the\nexclusive original jurisdiction and venue of the Tokyo District Court for all disputes arising\nout of or relating to these Terms or the Services.\nf. Republic of Korea. If you live in (or, if a business, your principal place of business is\nin) the Republic of Korea, and you are using free portions of the Services (such as Bing\nand MSN), you are contracting with Microsoft Corporation, One Microsoft Way, Redmond,\nWA 98052, U.S.A. If you paid to use a portion of the Services, you are contracting with\nMicrosoft Korea, Inc., 11th Floor, Tower A, K-Twin Tower, Jongro 1 gil 50, Jongro-gu,\nSeoul, Republic of Korea, 110-150. For free and paid Services, the laws of the Republic\nof Korea govern these Terms and any matters arising out of or relating to them or the\nServices. You and we irrevocably agree to exclusive original jurisdiction and venue of the\nSeoul Central District Court for all disputes arising out of or relating to these Terms or\nthe Services.\ng. Taiwan. If you live in (or, if a business, your principal place of business is in) Taiwan,\nand you are using free portions of the Services (such as Bing and MSN), you are\ncontracting with Microsoft Corporation, One Microsoft Way, Redmond, WA 98052, U.S.A.\nIf you paid to use a portion of the Services, you are contracting with Microsoft Taiwan\nCorp., 18F, No. 68, Sec. 5, Zhongxiao E. Rd., Xinyi District, Taipei 11065, Taiwan. For free\nand paid Services, the laws of Taiwan govern these Terms and any matters arising out of\nor relating to them or the Services. For more details regarding Microsoft Taiwan Corp.,\nplease \nview \nthe \nwebsite \nprovided \nby \nthe \nMinistry \nof \nEconomic \nAffairs\nR.O.C.  (https://gcis.nat.gov.tw/main/index.jsp). You and we irrevocably designate the\nTaipei District Court as the court of first instance having jurisdiction over any disputes\narising out of or relating to these Terms or the Services, to the maximum extent\npermitted by Taiwan laws.\nYour local consumer laws may require some local laws to govern or give you the right to\nresolve disputes in another forum despite these Terms. If so, the choice of law and forum\nprovisions in section 10 apply as much as your local consumer laws allow.\n11. Warranties.\na. MICROSOFT, AND OUR AFFILIATES, RESELLERS, DISTRIBUTORS, AND VENDORS,\nMAKE NO WARRANTIES, EXPRESS OR IMPLIED, GUARANTEES OR CONDITIONS WITH\nRESPECT TO YOUR USE OF THE SERVICES. YOU UNDERSTAND THAT USE OF THE\nSERVICES IS AT YOUR OWN RISK AND THAT WE PROVIDE THE SERVICES ON AN \"AS\nIS\" BASIS \"WITH ALL FAULTS\" AND \"AS AVAILABLE.\" MICROSOFT DOESN'T GUARANTEE\nTHE ACCURACY OR TIMELINESS OF THE SERVICES. YOU MAY HAVE CERTAIN RIGHTS\nUNDER YOUR LOCAL LAW. NOTHING IN THESE TERMS IS INTENDED TO AFFECT THOSE\nRIGHTS, IF THEY ARE APPLICABLE. YOU ACKNOWLEDGE THAT COMPUTER AND\nTELECOMMUNICATIONS SYSTEMS ARE NOT FAULT-FREE AND OCCASIONAL PERIODS\nOF DOWNTIME OCCUR. WE DO NOT GUARANTEE THE SERVICES WILL BE\nUNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE OR THAT CONTENT LOSS WON'T\nOCCUR, NOR DO WE GUARANTEE ANY CONNECTION TO OR TRANSMISSION FROM\nCOMPUTER NETWORKS.\nb. TO THE EXTENT PERMITTED UNDER YOUR LOCAL LAW, WE EXCLUDE ANY IMPLIED\nWARRANTIES, INCLUDING FOR MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS\n\nTop of page\nTop of page\nLimitation of Liability\nFOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, AND NON-INFRINGEMENT.\nc.  For consumers living in Australia: Our goods and services come with\nguarantees that cannot be excluded under the Australian Consumer Law. For\nmajor failures with the service, you are entitled:\nto cancel your service contract with us; and\nto a refund for the unused portion, or to compensation for its reduced\nvalue.\nYou are also entitled to choose a refund or replacement for major failures\nwith goods. If a failure with the goods or a service does not amount to a\nmajor failure, you are entitled to have the failure rectified in a reasonable\ntime. If this is not done you are entitled to a refund for the goods and to\ncancel the contract for the service and obtain a refund of any unused portion.\nYou are also entitled to be compensated for any other reasonably foreseeable\nloss or damage from a failure in the goods or service.\nd. For consumers living in New Zealand, you may have statutory rights under\nthe New Zealand Consumer Guarantees Act, and nothing in these Terms is\nintended to affect those rights.\n12. Limitation of Liability.\na. If you have any basis for recovering damages (including breach of these Terms), to\nthe extent permitted by the applicable law, you agree that your exclusive remedy is to\nrecover, from Microsoft or any affiliates, resellers, distributors, Third-Party Apps and\nServices providers, and vendors, direct damages up to an amount equal to your Services\nfee for the month during which the loss or breach occurred (or up to USD$10.00 if the\nServices are free).\nb. To the extent permitted by the applicable law, you can't recover any (i) consequential\nlosses or damages; (ii) loss of actual or anticipated profits (whether direct or indirect);\n(iii) loss of actual or anticipated income (whether direct or indirect); (iv) loss of contract\nor business or other losses or damages arising from your use of the Services in a non-\npersonal capacity; (v) special, indirect, incidental or punitive losses or damages; and (vi)\nto the extent permitted by law, direct losses or damages in excess of the caps specified\nin section 12.a above. These limitations and exclusions apply if this remedy doesn't fully\ncompensate you for any losses or fails of its essential purpose or if we knew or should\nhave known about the possibility of the damages. To the maximum extent permitted by\nlaw, these limitations and exclusions apply to anything or any claims related to these\nTerms, the Services, or the software related to the Services.\nc. Microsoft is not responsible or liable for any failure to perform or delay in performing\nits obligations under these Terms to the extent that the failure or delay is caused by\ncircumstances beyond Microsoft’s reasonable control (such as labor disputes, acts of\nGod, war or terrorist activity, malicious damage, accidents or compliance with any\napplicable law or government order). Microsoft will endeavor to minimize the effects of\nany of these events and to perform the obligations that aren’t affected.\n\nTop of page\nService-Specific Terms\nXbox\n13. Service-Specific Terms. The terms before and after section 13 apply generally to all\nServices. This section contains service-specific terms that are in addition to the general\nterms. These service-specific terms govern if there are any conflicts with the general terms.\na. Xbox.\ni.  Personal Noncommercial Use.  The Xbox online service,  Xbox Game\nStudios  (https://www.xbox.com/xbox-game-studios) games (including Mojang\nGames), applications, subscriptions (e.g., Xbox Game Pass for PC, Xbox Game Pass\nfor Console, Xbox Game Pass Ultimate), services (e.g., Xbox Live), and content\nprovided by Microsoft (collectively, the \"Xbox Services\") are only for your personal\nand noncommercial use.\nii. Xbox Services. When you sign up to receive Xbox Services, information about\nyour game play, activities and usage of games and Xbox Services will be tracked and\nshared with applicable third-party game developers in order for Microsoft and the\nthird-party game developers to operate their games and to deliver the Xbox\nServices. If you choose to link your Microsoft Xbox Services account with your\naccount on a non-Microsoft service or sign in to your Xbox Services account to\naccess a non-Microsoft Service (for example, a non-Microsoft game publisher of\nThird-Party Apps and Services), you agree that: (a) Microsoft may share limited\naccount information (including without limitation gamertag, gamerscore, game\nscore, game history, and friends list), with that non-Microsoft party as stated in the\nMicrosoft Privacy Statement, and (b) if allowed by your Xbox privacy settings, the\nnon-Microsoft party may also have access to Your Content from in-game\ncommunications when you are signed into your account with that non-Microsoft\nparty. Also, if allowed by your Xbox privacy settings, Microsoft can publish your\nname, gamertag, gamerpic, motto, avatar, gameclips and games that you’ve played\nin communications to people you allow.\niii. Your Content. As part of building the Xbox Services community, you grant to\nMicrosoft, its affiliates and sublicensees a free and worldwide right, to use, modify,\nreproduce, distribute, broadcast, share and display Your Content or your name,\ngamertag, motto, or avatar that you posted for any Xbox Services.\niv.  Game Managers.  Some games may use game managers, ambassadors, or\nhosts. Game managers and hosts are not authorized Microsoft spokespersons. Their\nviews do not necessarily reflect those of Microsoft.\nv.  Kids on Xbox.  If you are a minor using the Xbox Services, your parent or\nguardian may have control over many aspects of your account and may receive\nreports about your use of the Xbox Services.\nvi. Game Currency or Virtual Goods. The Xbox Services may include a virtual,\ngame currency (like gold, coins or points) that may be purchased from or on behalf\nof Microsoft using actual monetary instruments if you have reached the age of\n\"majority\" where you live. The Xbox Services may also include virtual, digital items\nor goods that may be purchased from or on behalf of Microsoft using actual\nmonetary instruments or using game currency. Game currency and virtual goods\n\nTop of page\nStore\nmay never be redeemed for actual monetary instruments, goods or other items of\nmonetary value from Microsoft or any other party. Other than a limited, personal,\nrevocable, non-transferable, non-sublicensable license to use the game currency and\nvirtual goods in the Xbox Services only, you have no right or title in or to any such\ngame currency or virtual goods appearing or originating in the Xbox Services, or any\nother attributes associated with use of the Services or stored within the Xbox\nServices. Microsoft may at any time regulate, control, modify and/or eliminate the\ngame currency and/or virtual goods associated with any one or more Xbox games or\napps as it sees fit in its sole discretion to the maximum extent permitted by your\nlocal laws.\nvii. Software Updates. For any device that can connect to Xbox Services, we may\nautomatically check your version of Xbox console software or the Xbox app software\nand download Xbox console or Xbox app software updates or configuration changes,\nincluding those that prevent you from accessing the Xbox Services, using\nunauthorized Xbox games or Xbox apps, or using unauthorized hardware peripheral\ndevices with an Xbox console.\nviii.  Gamertag Expiration.  You must sign into Xbox Services at least once in a\nfive-year period, otherwise you may lose access to the gamertag associated with\nyour account and that gamertag may become available for use by others.\nix. Cheating and Tampering Software. For any device that can connect to Xbox\nServices, we may automatically check your device for unauthorized hardware or\nsoftware that enables cheating or tampering in violation of the Code of Conduct or\nthese Terms, and download Xbox app software updates or configuration changes,\nincluding those that prevent you from accessing the Xbox Services, or from using\nunauthorized hardware or software that enables cheating or tampering.\nb. Store. \"Store\" refers to a Service that allows you to browse, download, purchase, and\nrate and review applications (the term “application” includes games) and other digital\ncontent. These Terms cover use of certain Stores owned or operated by Microsoft or its\naffiliates (including, but not limited to, the Office Store, Microsoft Store on Windows and\nMicrosoft Store on Xbox). “Office Store” means a Store for Office products and apps for\nOffice, Microsoft 365, SharePoint, Exchange, Access and Project (2013 versions or later),\nor any other experience that is branded Office Store. “Microsoft Store on Windows”\nmeans a Store, owned and operated by Microsoft or its affiliates, for Windows devices\nsuch as phone, PC and tablet, or any other experience that is branded Microsoft Store\nand accessible on Windows devices such as phone, PC, or tablet. “Microsoft Store on\nXbox” means a Store owned and operated by Microsoft or its affiliates for Xbox consoles,\nor any other experience that is branded Microsoft Store and made available on an Xbox\nconsole.\ni. License Terms. We will identify the publisher of each application available in the\nrelevant Store. Unless different license terms are provided with the application, the\nStandard Application License Terms (\"SALT\") at the end of these Terms are an\nagreement between you and the application publisher setting forth the license terms\nthat apply to an application you download through any Store owned or operated by\nMicrosoft or its affiliates (excluding the Office Store). For clarity, these Terms cover\nthe use of, and services provided by, Microsoft Services. Section 5 of these Terms\nalso applies to any Third-Party Apps and Services acquired through a Store.\n\nTop of page\nTop of page\nMicrosoft Family Features\nGroup Messaging\nApplications downloaded through the Office Store are not governed by the SALT and\nhave separate license terms that apply.\nii. Updates. Microsoft will automatically check for and download updates to your\napplications, even if you’re not signed into the relevant Store. You can change your\nStore or system settings if you prefer not to receive automatic updates to Store\napplications. However, certain Office Store applications that are entirely or partly\nhosted online may be updated at any time by the application developer and may not\nrequire your permission to update.\niii.  Ratings and Reviews.  If you rate or review an application or other Digital\nGood in the Store, you may receive email from Microsoft containing content from\nthe publisher of the application or Digital Good. Any such email comes from\nMicrosoft; we do not share your email address with publishers of applications or\nother Digital Goods you acquire through the Store.\niv. Safety Warning. To avoid possible injury, discomfort or eye strain, you should\ntake periodic breaks from use of games or other applications, especially if you feel\nany pain or fatigue resulting from usage. If you experience discomfort, take a break.\nDiscomfort might include feelings of nausea, motion sickness, dizziness,\ndisorientation, headache, fatigue, eye strain, or dry eyes. Using applications can\ndistract you and obstruct your surroundings. Avoid trip hazards, stairs, low ceilings,\nfragile or valuable items that could be damaged. A very small percentage of people\nmay experience seizures when exposed to certain visual images like flashing lights\nor patterns that may appear in applications. Even people with no history of seizures\nmay have an undiagnosed condition that can cause these seizures. Symptoms may\ninclude lightheadedness, altered vision, twitching, jerking or shaking of limbs,\ndisorientation, confusion, loss of consciousness, or convulsions. Immediately stop\nusing and consult a doctor if you experience any of these symptoms, or consult a\ndoctor before using the applications if you’ve ever suffered symptoms linked to\nseizures. Parents should monitor their children’s use of applications for signs of\nsymptoms.\nc.  Microsoft Family Features.  Parents and kids can use Microsoft family features,\nincluding Microsoft Family Safety, to build trust based on a shared understanding of what\nbehaviors, websites, apps, games, physical locations, and spending is right in their\nfamily. Parents can create a family by going to https://account.microsoft.com/family (or\nby following the instructions on their Windows device or Xbox console) and inviting kids\nor other parents to join. There are many features available to family members, so please\ncarefully review the information provided when you agree to create or join a family and\nwhen you purchase Digital Goods for family access. By creating or joining a family, you\nagree to use the family in accordance with its purpose and won’t use it in an\nunauthorized way to unlawfully gain access to another person’s information.\n\nTop of page\nSkype, Microsoft Teams, and GroupMe\nd. Group Messaging. Various Microsoft services allow you to send messages to others\nvia voice or SMS (\"messages\"), and/or allow Microsoft and Microsoft-controlled affiliates\nto send such messages to you and one or more other users on your behalf. WHEN YOU\nINSTRUCT MICROSOFT AND MICROSOFT-CONTROLLED AFFILIATES TO SEND SUCH\nMESSAGES TO YOU OR TO OTHERS, YOU REPRESENT AND WARRANT TO US THAT YOU\nAND EACH PERSON YOU HAVE INSTRUCTED US TO MESSAGE CONSENT TO RECEIVE\nSUCH MESSAGES AND ANY OTHER RELATED ADMINISTRATIVE TEXT MESSAGES FROM\nMICROSOFT \nAND \nMICROSOFT-CONTROLLED \nAFFILIATES. \n\"Administrative \ntext\nmessages\" are periodic transactional messages from a particular Microsoft service,\nincluding but not limited to a \"welcome message\" or instructions on how to stop\nreceiving messages. You or group members no longer wishing to receive such messages\ncan opt-out of receiving further messages from Microsoft or Microsoft-controlled affiliates\nat any time by following the instructions provided. If you no longer wish to receive such\nmessages or participate in the group, you agree that you will opt out through the\ninstructions provided by the applicable program or service. If you have reason to believe\nthat a group member no longer wishes to receive such messages or participate in the\ngroup, you agree to remove them from the group. You also represent and warrant to us\nthat you and each person you have instructed us to message understands that each\ngroup member is responsible for the costs of any message charges assessed by his or\nher mobile carrier, including any international message charges that may apply when\nmessages are transmitted from US-based numbers.\ne. Skype, Microsoft Teams, and GroupMe.\ni.  Emergency Services.  There are important differences between traditional\nmobile or fixed line telephone services and Skype, Microsoft Teams, and GroupMe.\nMicrosoft is not required to offer access to Emergency Services for Skype, Microsoft\nTeams, and GroupMe under any applicable local or national rules, regulations or law.\nSkype software and products are not intended to support or carry emergency calls\nto any type of hospitals, law enforcement agencies, medical care units or any other\nkind of services that connect a user to emergency services personnel or public\nsafety answering points (\"Emergency Services\").\nii.  APIs or Broadcasting.  If you want to use Skype software and products in\nconnection with any broadcast, you must comply with the \"Broadcast TOS\"\nat  https://www.skype.com/go/legal.broadcast. If you want to use any application\nprogram interface (\"API\") exposed or made available by Skype you must comply\nwith the applicable licensing terms, which are available at www.skype.com/go/legal.\niii. Fair Use Policies. Fair usage policies may apply to your use of Skype software\nand products. Please review these policies which are designed to protect against\nfraud and abuse and may place limits on the type, duration or volume of calls or\nmessages that you are able to make. These policies are incorporated in these Terms\nby \nreference. \nYou \ncan \nfind \nthese \npolicies\nat https://www.skype.com/go/terms.fairusage/.\niv. Mapping. Skype software and products contain features that allow you to submit\ninformation to, or plot yourself on a map using, a mapping service. By using those\nfeatures, you agree to these Terms and the Google Maps terms available\nat https://www.google.com/intl/en_ALL/help/terms_maps.html or such Google Maps\nterms available in your country.\n\nv. Personal/Noncommercial Use. The use of Skype software and products is for\nyour personal and noncommercial use. You are permitted to use Skype at work for\nyour own business communications.\nvi. Skype Number/Skype To Go. If Microsoft provides you with a Skype Number\nor Skype To Go number, you agree that you do not own the number or have a right\nto retain that number forever. In certain countries, a number may be made available\nto you by a Microsoft partner rather than Microsoft, and you may need to enter into\na separate agreement with such partner. For more details on Skype Number\nsee https://go.skype.com/home.skype-number.\nvii. Skype Manager. A \"Skype Manager Admin Account\" is created and managed\nby you, acting as an individual administrator of a Skype Manager group and not as a\nbusiness entity. You may link your individual Microsoft account to a Skype Manager\ngroup (\"Linked Account\"). You may appoint additional administrators to your\nSkype Manager group subject to their acceptance of these Terms. If you allocate\nSkype Numbers to a Linked Account, you are responsible for compliance with any\nrequirements related to the residency or location of your Linked Account users. If\nyou choose to unlink a Linked Account from a Skype Manager group, any allocated\nsubscriptions, Skype Credit or Skype Numbers will not be retrievable and Your\nContent or material associated with the unlinked account will no longer be\naccessible by you. You agree to process any personal information of your Linked\nAccount users in accordance with all applicable data protection laws.\nviii. Skype Charges. All prices for Skype paid products are inclusive of applicable\ntaxes, unless otherwise stated. The charges payable for calling phones outside of a\nsubscription consist of a connection fee (charged once per call) and a per-minute\nrate as set out on www.skype.com/go/allrates. Call charges will be deducted from\nyour Skype Credit balance. Microsoft may change its calling rates at any time by\nposting such change at www.skype.com/go/allrates. The new rate will apply to your\nnext call after publication of the new rates. Please check the latest rates before you\nmake your call. Fractional call minutes and fractional charges will be rounded up to\nthe next whole unit. In some countries, Skype paid products are provided by\nMicrosoft’s local partner and the partner’s terms of use will apply to such\ntransactions. Notwithstanding the foregoing, you may be entitled, under applicable\nlaw, to a refund, upon request, of any pre-paid subscription balance in the event\nyou switch your Skype Number to another provider.\nix. Skype Credit. Microsoft does not guarantee that you will be able to use your\nSkype Credit balance to purchase all Skype paid products. If you do not use your\nSkype Credit for a period of 180-days, Microsoft will place your Skype Credit on\ninactive status. You can reactivate the Skype Credit by following the reactivation link\nat  https://www.skype.com/go/store.reactivate.credit. If you are located in Japan\nand you buy Skype Credit from the Skype website, the preceding two sentences do\nnot apply to you and your Skype Credit shall expire 180 days after the date of\npurchase. Once your credit expires, you will no longer be able to reactivate it or use\nit. You can enable the Auto Recharge feature when you buy Skype Credit by ticking\nthe appropriate box. If enabled, your Skype Credit balance will be recharged with\nthe same amount and your chosen payment method every time your Skype balance\ngoes below the threshold set by Skype from time to time. If you purchased a\nsubscription with a payment method other than credit card, PayPal or Moneybookers\n(Skrill), and you have enabled Auto-Recharge, your Skype Credit balance will be\nrecharged with the amount necessary to purchase your next recurring subscription.\nYou can disable Auto-Recharge at any time by accessing and changing your settings\nin your account portal in Skype.\n\nTop of page\nTop of page\nBing and MSN\nCortana\nx. International Message Fees. GroupMe and Microsoft Teams currently uses US-\nbased numbers for each group created. Every text message sent to or received from\na GroupMe or Microsoft Teams number will count as an international text message\nsent to or received from the United States. Please check with your provider for the\nassociated international rates.\nf. Bing and MSN.\ni. Bing and MSN Materials. The articles, text, photos, maps, videos, video players\nand third-party material available on Bing and MSN, including through Microsoft\nbots, applications and programs, are for your noncommercial, personal use only.\nOther uses, including downloading, copying or redistributing these materials, or\nusing these materials or products to build your own products, are permitted only to\nthe extent specifically authorized by Microsoft or rights holders, or allowed by\napplicable copyright law. Microsoft or other rights holders reserve all rights to the\nmaterial not expressly granted by Microsoft under the license terms, whether by\nimplication, estoppel, or otherwise.\nii. Bing Maps. You may not use Bird's eye imagery of the United States, Canada,\nMexico, New Zealand, Australia or Japan for governmental use without our separate\nwritten approval.\niii. Bing Places. When you provide your Data or Your Content to Bing Places, you\ngrant Microsoft a worldwide, royalty-free intellectual property license to use,\nreproduce, save, modify, aggregate, promote, transmit, display or distribute as part\nof a service, and sub-license those rights to third parties.\ng. Cortana.\ni.  Personal Noncommercial Use.  Cortana is Microsoft’s personal assistant\nService. \nThe \nfeatures, \nservices \nand \ncontent \nprovided \nby \nCortana\n(collectively  \"Cortana Services\") are only for your personal and noncommercial\nuse.\nii.  Functionality and Content.  Cortana provides a range of features, some of\nwhich are personalized. Cortana Services may allow you to access services,\ninformation or functionality provided by other Microsoft Services or Third-Party Apps\nand Services. The service-specific Terms of section 13 also apply to your use of\napplicable Microsoft Services accessed through Cortana Services. Cortana provides\ninformation for your planning purposes only and you should exercise your own\nindependent judgment when reviewing and relying on this information. Microsoft\ndoes not guarantee the reliability, availability or timeliness of personalized\nexperiences provided by Cortana. Microsoft is not responsible if a Cortana feature\ndelays or prevents you from receiving, reviewing or sending a communication or\nnotification, or obtaining a service.\niii.  Third-Party Apps and Services.  As part of delivering the Cortana Services,\nCortana may suggest and help you interact with Third-Party Apps and Services\n\nTop of page\nTop of page\nOffice Services\nMicrosoft Health Services\n(third-party skills or connected services). If you choose, Cortana may exchange\ninformation with Third-Party Apps and Services, such as your zip code and queries\nand responses returned by the Third-Party App and Services, to help you obtain\nrequested services. Cortana may enable you to make purchases through Third-Party\nApps and Services using the account preferences and settings you have established\ndirectly with those Third-Party Apps and Services. You can disconnect your Cortana\nService from Third-Party Apps and Services at any time. Your use of Cortana\nServices to connect with Third-Party Apps and Services is subject to section 5 of\nthese Terms. Publishers of Third-Party Apps and Services may change or discontinue\nthe functionality or features of their Third-Party Apps and Services or integration\nwith Cortana Services. Microsoft is not responsible or liable for manufacturer\nprovided software or firmware.\niv.  Cortana-Enabled Devices.  Cortana-enabled devices are products or devices\nthat are enabled to access Cortana Services, or products or devices that are\ncompatible with Cortana Services. Cortana-enabled devices include third-party\ndevices or products that Microsoft does not own, manufacture, or develop. Microsoft\nis not responsible or liable for these third-party devices or products.\nv.  Software Updates.  We may automatically check your version of Cortana\nServices software and download software updates or configuration change or\nrequire any manufacturers of Cortana enabled devices to keep the Cortana Services\nsoftware up to date.\nh. Office Services.\ni. Microsoft 365 Home, Microsoft 365 Personal, Office Online, Sway, OneNote.com\nand any other Microsoft 365 subscription or Office-branded Services are for your\npersonal, noncommercial use, unless you have commercial use rights under a\nseparate agreement with Microsoft. Use of apps such as Word, Excel, PowerPoint,\nOutlook, OneDrive, Access and Publisher in Microsoft 365 Family, Microsoft 365\nPersonal and any other Microsoft 365 subscription Services is governed by\nsupplemental license terms located at https://aka.ms/useterms together with these\nTerms.\nii. Outlook. Outlook includes use of Bing Maps. Any content provided through Bing\nMaps, including geocodes, can only be used within the product through which the\ncontent is provided. Your use of Bing Maps is governed by the Bing Maps End User\nTerms of Use available at  go.microsoft.com/?linkid=9710837  and the Microsoft\nPrivacy Statement available at go.microsoft.com/fwlink/?LinkID=248686.\ni. Microsoft Health Services.\nMicrosoft Band.  Microsoft Band device and application are not medical devices\nand are intended for fitness and wellness purposes only. They are not designed or\nintended for use in the diagnosis of disease or other conditions, or in the cure,\nmitigation, treatment, or prevention of disease or other conditions. Microsoft is not\n\nTop of page\nTop of page\nDigital Goods\nTop of page\nOneDrive\nMicrosoft Rewards\nresponsible for any decision you make based on information you receive from\nMicrosoft Band.\nj.  Digital Goods.  Through Microsoft Groove, Microsoft Movies & TV, Store, Xbox\nServices and any other related and future services, Microsoft may enable you to obtain,\nlisten to, view, play or read (as the case may be) music, images, video, text, books,\ngames or other material (\"Digital Goods\") that you may get in digital form. The Digital\nGoods are only for your personal, noncommercial entertainment use. You agree not to\nredistribute, broadcast, publicly perform or publicly display or transfer any copies of the\nDigital Goods. Digital Goods may be owned by Microsoft or by third parties. In all\ncircumstances, you understand and acknowledge that your rights with respect to Digital\nGoods are limited by these Terms, copyright law, and the Usage Rules located\nat  https://go.microsoft.com/fwlink/p/?LinkId=723143. You agree that you will not\nattempt to modify any Digital Goods obtained through any of the Services for any reason\nwhatsoever, including for the purpose of disguising or changing ownership or source of\nthe Digital Goods. Microsoft or the owners of the Digital Goods may, from time to time,\nremove Digital Goods from the Services without notice.\nk. OneDrive.\ni. Storage Allocation. If you have more content stored in your OneDrive account\nthan is provided to you under the terms of your free or paid subscription service for\nOneDrive and you do not respond to notice from Microsoft to fix your account by\nremoving excess content or moving to a new subscription plan with more storage,\nwe reserve the right to close your account and delete or disable access to Your\nContent on OneDrive.\nii. Service Performance. Depending on factors such as your equipment, internet\nconnection and Microsoft’s efforts to maintain the performance and integrity of its\nservice, you may occasionally experience delays in uploading or syncing content on\nOneDrive.\nl. Microsoft Rewards.\ni. Microsoft Rewards (the \"Program\") enables you to earn redeemable points for\nactivities such as qualified searches, acquisitions, and other offers from Microsoft.\nOffers may vary by market. A search is the act of an individual user manually\nentering text for the good faith purpose of obtaining Bing search results for such\nuser’s own research purposes and does not include any query entered by a bot,\nmacro, or other automated or fraudulent means of any kind (\"Search\"). An\nacquisition is the process of purchasing goods or downloading and acquiring a\n\nlicense for digital content from Microsoft, whether free or paid (\"Acquisition\").\nRewards points are not offered for every purchase from Microsoft. Microsoft may\noffer additional opportunities to earn points from time to time, and each points-\nearning offer will not be available in perpetuity. Your earned points can be redeemed\nfor \nrewards \nlisted \non \nthe \nredeem \npage\nat  https://aka.ms/redeemrewards  (\"Rewards\"). For more information see the\nRewards section at support.microsoft.com (https://support.microsoft.com) (\"FAQ\").\n1. Program Requirements. You need a valid Microsoft account and your devices\nmust \nmeet \nthe \nminimum \nsystem\nrequirements (https://account.microsoft.com/rewards/). The Program is open to\nusers who reside in the markets listed in the FAQ. Individuals can have no more\nthan one Program account, even if an individual has multiple email addresses,\nand households are limited to six accounts. The Program is solely for your\npersonal and noncommercial use.\n2.  Points.  Except for sharing points within your Microsoft family (limits may\napply) or donating your points to a nonprofit organization listed on the redeem\npage, you cannot transfer points. Points are not your personal property, and\nyou may not obtain any cash or money in exchange for them. Points are\nawarded to you on a promotional basis. You cannot purchase points. Microsoft\nmay limit the quantity of points or Rewards per person, per household, or over\na set period (e.g., a day) provided that you are not disadvantaged in breach of\ngood faith. You may redeem no more than 550,000 points per calendar year in\nthe Program. Points earned in the Program are not valid in, and may not be\nused in combination with, any other program offered by Microsoft or third\nparties.  Unredeemed points expire if you do not earn or redeem any\npoints for 18 months.\n3.  Rewards.  You may redeem your points or you may contribute points to a\nlisted \nnonprofit \norganization \nby \nvisiting \nthe \nredeem\npage  (https://aka.ms/redeemrewards) or by signing up for automatic\ncontributions to non-profit organizations through a giving program. There may\nbe a limited number of a particular Reward available, and those Rewards will be\ndelivered on a first-come, first-served basis. You may be required to provide\nadditional information, like your mailing address and a telephone number (other\nthan a VOIP or toll-free number), and you may also be asked to enter a fraud-\nprevention code or sign additional legal documents to redeem points for\nRewards. Once you order a Reward, you cannot cancel it or return it for a\nrefund of points except in the case of defective products or as required by\napplicable law. If you order a Reward that is out of stock or unavailable for\nother reasons, we may substitute a Reward of comparable value or refund your\npoints. Microsoft may update the Rewards offered on the redeem page or\ndiscontinue offering specific Rewards. Some Rewards may have age eligibility\nrequirements. Any such requirements will be included in the relevant offer. You\nare responsible for all federal, state, and local taxes and any other costs of\naccepting and using the Reward. Rewards will be emailed to the email address\nassociated with your Microsoft account, so keep your email address up to date.\nRewards that are undeliverable will not be reissued and are therefore forfeited.\nRewards are not for resale. For more information about contributing points\nautomatically \nto \nnon-profit \norganizations, \nsee \nthe \nGive \nwith \nBing\nFAQs (https://www.microsoft.com/rewards/give-mode-overview).\n4.  Cancelling Your Participation in the Program.  If you no longer wish to\nparticipate in the Microsoft Rewards program, follow the instructions on the opt\nout page (https://account.microsoft.com/rewards/optout?confirm=false). If you\nopt out, you will immediately lose all of your available points. Your Program\n\nTop of page\nTop of page\nAzure\nMiscellaneous\naccount may be cancelled if you do not log in at least once in an 18-month\nperiod. Additionally, Microsoft reserves the right to cancel the Program account\nof a specific user for tampering with, abusing or defrauding the Program, or for\nbreach of these terms. Upon Program cancellation (by you or us) or if the\nProgram is suspended, you will have 90 days to redeem your points; otherwise,\nthose points will be forfeited. At the point of cancellation, your right to use the\nProgram and accrue future points ends.\n5. Other Conditions. Microsoft reserves the right to disqualify you; disable your\naccess to the Program or your Rewards account; and/or withhold points,\nRewards and charitable contributions, if Microsoft believes you are tampering\nwith or abusing any aspect of the Program, ineligible to receive a Reward for\nlegal reasons (such as export laws), or may be engaging in activities that\nviolate these Terms.\nm. Azure. Your use of the Azure service is governed by the terms and conditions of the\nseparate agreement under which you obtained the services, as detailed on the Microsoft\nAzure Legal Information page at https://aka.ms/AA7z67v.\n14. Miscellaneous. This section, and sections 1, 9 (for amounts incurred before the end of\nthese Terms), 10, 11, 12, 15, 17 and those that by their terms apply after these Terms end\nwill survive any termination or cancellation of these Terms. To the extent permitted by\napplicable law, we may assign these Terms, subcontract our obligations under these Terms,\nor sublicense our rights under these Terms, in whole or in part, at any time without notice to\nyou. You may not assign these Terms or transfer any rights to use the Services. This is the\nentire agreement between you and Microsoft for your use of the Services. It supersedes any\nprior agreements between you and Microsoft regarding your use of the Services. In entering\ninto these Terms, you have not relied on any statement, representation, warranty,\nunderstanding, undertaking, promise or assurance other than as expressly set out in these\nTerms. All parts of these Terms apply to the maximum extent permitted by relevant law. If a\ncourt or arbitrator holds that we can't enforce a part of these Terms as written, we may\nreplace those terms with similar terms to the extent enforceable under the relevant law, but\nthe rest of these Terms won't change. These Terms are solely for your and our benefit. These\nTerms are not for the benefit of any other person, except for Microsoft’s successors and\nassigns. Section headings are for reference only and have no legal effect.\n15.  Claims Must Be Filed Within One Year.  Any claim related to these Terms or the\nServices must be filed in court (or arbitration if section 10.d applies) within one year of the\ndate you could first file the claim, unless your local law requires a longer time to file claims. If\nnot filed within that time, then it's permanently barred.\n16.  Export Laws.  You must comply with all domestic and international export laws and\nregulations that apply to the software and/or Services, which include restrictions on\ndestinations, end users, and end use. For further information on geographic and export\nrestrictions, visit https://www.microsoft.com/exporting.\n\nTop of page\nNOTICES\n17.  Reservation of Rights and Feedback.  Except as expressly provided under these\nTerms, Microsoft does not grant you a license or any other rights of any type under any\npatents, know-how, copyrights, trade secrets, trademarks or other intellectual property\nowned or controlled by Microsoft or any related entity, including but not limited to any name,\ntrade dress, logo or equivalents. If you give to Microsoft any idea, proposal, suggestion or\nfeedback, including without limitation ideas for new products, technologies, promotions,\nproduct names, product feedback and product improvements (\"Feedback\"), you give to\nMicrosoft, without charge, royalties or other obligation to you, the right to make, have made,\ncreate derivative works, use, share and commercialize your Feedback in any way and for any\npurpose. You will not give Feedback that is subject to a license that requires Microsoft to\nlicense its software, technologies or documentation to any third party because Microsoft\nincludes your Feedback in them.\nNotices \nand \nprocedure \nfor \nmaking \nclaims \nof \nintellectual \nproperty\ninfringement. Microsoft respects the intellectual property rights of third parties. If you wish\nto send a notice of intellectual property infringement, including claims of copyright\ninfringement, \nplease \nuse \nour \nprocedures \nfor \nsubmitting \nNotices \nof\nInfringement \n(https://www.microsoft.com/info/cpyrtInfrg.html). \nONLY \nINQUIRIES\nRELEVANT TO THIS PROCEDURE WILL RECEIVE A RESPONSE.\nMicrosoft uses the processes set out in Title 17, United States Code, Section 512 to respond\nto notices of copyright infringement. In appropriate circumstances, Microsoft may also disable\nor terminate accounts of users of Microsoft services who may be repeat infringers.\nNotices \nand \nprocedures \nregarding \nintellectual \nproperty \nconcerns \nin\nadvertising. \nPlease \nreview \nour \nIntellectual \nProperty\nGuidelines  (https://go.microsoft.com/fwlink/?LinkId=243207) regarding intellectual property\nconcerns on our advertising network.\nCopyright and trademark notices.  The Services are copyright © Microsoft Corporation\nand/or its suppliers, One Microsoft Way, Redmond, WA 98052, U.S.A. All rights reserved. The\nTerms incorporate Microsoft Trademark & Brand Guidelines  (https://www.microsoft.com/en-\nus/legal/intellectualproperty/trademarks/usage/general.aspx) (as amended from time to\ntime). Microsoft and the names, logos, and icons of all Microsoft products, software, and\nservices may be either unregistered or registered trademarks of the Microsoft group of\ncompanies in the United States and/or other jurisdictions. The following is a non-exhaustive\nlist \nof \nMicrosoft’s \ntrademarks \nat \nhttps://www.microsoft.com/en-\nus/legal/intellectualproperty/trademarks/EN-US.aspx. The names of actual companies and\nproducts may be the trademarks of their respective owners. Any rights not expressly granted\nin these Terms are reserved. Certain software used in certain Microsoft website servers is\nbased in part on the work of the Independent JPEG Group. Copyright © 1991-1996 Thomas\nG. Lane. All rights reserved. \"gnuplot\" software used in certain Microsoft website servers is\ncopyright © 1986‑1993 Thomas Williams, Colin Kelley. All rights reserved.\nMedical notice.  Microsoft does not provide medical or any other health care advice,\ndiagnosis or treatment. Always seek the advice of your physician or other qualified health\ncare provider with any questions you may have regarding a medical condition, diet, fitness or\nwellness program. Never disregard professional medical advice or delay in seeking it because\nof information you accessed on or through the Services.\nStock quotes and index data (including index values). Financial information provided\nthrough the Services is for your personal, noncommercial use only. You may not use any of\nthe finance data or marks of any third-party licensor in connection with the issuance,\n\nTop of page\nSTANDARD APPLICATION LICENSE\nTERMS\ncreation, sponsorship, trading, marketing, or promotion of any financial instruments or\ninvestment products (for example, indices, derivatives, structured products, investment\nfunds, exchange-traded funds, investment portfolios, etc., where the price, return and/or\nperformance of the instrument or investment product is based on, related to, or intended to\ntrack any of the finance data) without a separate written agreement with the third-party\nlicensor.\nFinancial notice.  Microsoft isn't a broker/dealer or registered investment advisor under\nUnited States federal securities law or securities laws of other jurisdictions and doesn't advise\nindividuals as to the advisability of investing in, purchasing, or selling securities or other\nfinancial products or services. Nothing contained in the Services is an offer or solicitation to\nbuy or sell any security. Neither Microsoft nor its licensors of stock quotes or index data\nendorse or recommend any particular financial products or services. Nothing in the Services\nis intended to be professional advice, including without limitation, investment or tax advice.\nNotice about the H.264/AVC, MPEG-4 Visual, and VC-1 Video Standards.  The\nsoftware may include H.264/AVC, MPEG-4 Visual and/or VC-1 codec technology that may be\nlicensed by MPEG LA, L.L.C. This technology is a format for data compression of video\ninformation. MPEG LA, L.L.C. requires this notice:\nTHIS PRODUCT IS LICENSED UNDER THE H.264/AVC, MPEG-4 VISUAL, AND THE VC-1\nPATENT PORTFOLIO LICENSES FOR THE PERSONAL AND NONCOMMERCIAL USE OF A\nCONSUMER TO (A) ENCODE VIDEO IN COMPLIANCE WITH THE STANDARDS (\"VIDEO\nSTANDARDS\") AND/OR (B) DECODE H.264/AVC, MPEG-4 VISUAL, AND VC-1 VIDEO THAT\nWAS ENCODED BY A CONSUMER ENGAGED IN A PERSONAL AND NONCOMMERCIAL\nACTIVITY AND/OR WAS OBTAINED FROM A VIDEO PROVIDER LICENSED TO PROVIDE SUCH\nVIDEO. NONE OF THE LICENSES EXTEND TO ANY OTHER PRODUCT REGARDLESS OF\nWHETHER SUCH PRODUCT IS INCLUDED WITH THIS SOFTWARE IN A SINGLE ARTICLE. NO\nLICENSE IS GRANTED OR SHALL BE IMPLIED FOR ANY OTHER USE. ADDITIONAL\nINFORMATION MAY BE OBTAINED FROM MPEG LA, L.L.C. SEE THE  MPEG LA\nWEBSITE (https://www.mpegla.com).\nFor clarification purposes only, this notice does not limit or inhibit the use of the software\nprovided under these Terms for normal business uses that are personal to that business\nwhich do not include (i) redistribution of the software to third parties, or (ii) creation of\nmaterial with the VIDEO STANDARDS compliant technologies for distribution to third parties.\nSTANDARD APPLICATION LICENSE TERMS\nMICROSOFT STORE, MICROSOFT STORE ON WINDOWS, AND MICROSOFT STORE\nON XBOX\nThese license terms are an agreement between you and the application publisher. Please\nread them. They apply to the software applications you download from the Microsoft Store,\nthe Microsoft Store on Windows or the Microsoft Store on Xbox (each of which is referred to\nin these license terms as the \"Store\"), including any updates or supplements for the\napplication, unless the application comes with separate terms, in which case those terms\napply.\nBY DOWNLOADING OR USING THE APPLICATION, OR ATTEMPTING TO DO ANY\nOF THESE, YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THEM, YOU HAVE\nNO RIGHT TO AND MUST NOT DOWNLOAD OR USE THE APPLICATION.\n\nThe application publisher means the entity licensing the application to you, as\nidentified in the Store.\nIf you comply with these license terms, you have the rights below.\n1. INSTALLATION AND USE RIGHTS; EXPIRATION.  You may install and use the\napplication on Windows devices or Xbox consoles as described in Microsoft's  Usage\nRules  (https://go.microsoft.com/fwlink/p/?LinkId=723143). Microsoft reserves the right\nto modify Microsoft's  Usage Rules  (https://go.microsoft.com/fwlink/p/?LinkId=723143)\nat any time.\n2. INTERNET-BASED SERVICES.\na. Consent for Internet-based or wireless services. If the application connects\nto computer systems over the Internet, which may include via a wireless network,\nusing the application operates as your consent to the transmission of standard\ndevice information (including but not limited to technical information about your\ndevice, system and application software, and peripherals) for Internet-based or\nwireless services. If other terms are presented in connection with your use of\nservices accessed using the application, those terms also apply.\nb.  Misuse of Internet-based services.  You may not use any Internet-based\nservice in any way that could harm it or impair anyone else’s use of it or the wireless\nnetwork. You may not use the service to try to gain unauthorized access to any\nservice, data, account, or network by any means.\n3. SCOPE OF LICENSE. The application is licensed, not sold. This agreement only gives\nyou some rights to use the application. If Microsoft disables the ability to use the\napplications on your devices pursuant to your agreement with Microsoft, any associated\nlicense rights will terminate. The application publisher reserves all other rights. Unless\napplicable law gives you more rights despite this limitation, you may use the application\nonly as expressly permitted in this agreement. In doing so, you must comply with any\ntechnical limitations in the application that only allow you to use it in certain ways. You\nmay not:\na. Work around any technical limitations in the application.\nb. Reverse engineer, decompile, or disassemble the application, except and only to\nthe extent that applicable law expressly permits, despite this limitation.\nc. Make more copies of the application than specified in this agreement or allowed\nby applicable law, despite this limitation.\nd. Publish or otherwise make the application available for others to copy.\ne. Rent, lease, or lend the application.\nf. Transfer the application or this agreement to any third party.\n4. DOCUMENTATION. If documentation is provided with the application, you may copy\nand use the documentation for personal reference purposes.\n5. TECHNOLOGY AND EXPORT RESTRICTIONS. The application may be subject to\nUnited States or international technology control or export laws and regulations. You\nmust comply with all domestic and international export laws and regulations that apply\nto the technology used or supported by the application. These laws include restrictions\non destinations, end users, and end use. For information on Microsoft branded products,\ngo to the Microsoft exporting website (https://go.microsoft.com/fwlink/?linkid=868967).\n6. SUPPORT SERVICES. Contact the application publisher to determine what support\nservices are available. Microsoft, your hardware manufacturer and your wireless carrier\n(unless one of them is the application publisher) aren’t responsible for providing support\nservices for the application.\n\n7. ENTIRE AGREEMENT. This agreement, any applicable privacy policy, any additional\nterms that accompany the application, and the terms for supplements and updates are\nthe entire license agreement between you and application publisher for the application.\n8. APPLICABLE LAW.\na. United States and Canada. If you acquired the application in the United\nStates or Canada, the laws of the state or province where you live (or, if a\nbusiness, where your principal place of business is located) govern the\ninterpretation of this agreement and applies to claims for breach of it, and\nall other claims (including consumer protection, unfair competition, and\ntort claims) regardless of conflict of laws principles.\nb. Outside the United States and Canada. If you acquired the application\nin any other country, the laws of that country apply.\n9. LEGAL EFFECT. This agreement describes certain legal rights. You may have other\nrights under the laws of your state or country. This agreement doesn’t change your\nrights under the laws of your state or country if the laws of your state or country don’t\npermit it to do so.\n10. DISCLAIMER OF WARRANTY. Subject to applicable law, the application is\nlicensed \"as-is\", \"with all faults\" and \"as available\". You bear all risk of using\nit. The application publisher, on behalf of itself, Microsoft (if Microsoft isn’t\nthe application publisher), wireless carriers over whose network the\napplication is provided, and each of our respective affiliates, vendors, agents\nand suppliers (\"Covered Parties\"), gives no express warranties, guarantees, or\nconditions in relation to the application. The entire risk as to the quality,\nsafety, comfort, and performance of the application is with you. Should the\napplication prove defective, you assume the entire cost of all necessary\nservicing or repair. You may have additional consumer rights under your local\nlaws that this agreement can't change. To the extent permitted under your\nlocal laws, Covered Parties exclude any implied warranties or conditions,\nincluding those of merchantability, fitness for a particular purpose, safety,\ncomfort and non-infringement.\n11.  LIMITATION ON AND EXCLUSION OF REMEDIES AND DAMAGES. To the\nextent not prohibited by law, if you have any basis for recovering damages,\nyou can recover from the application publisher only direct damages up to the\namount you paid for the application or USD$1.00, whichever is greater.\nSubject to applicable law, you will not, and waive any right to, seek to recover\nany other damages, including consequential, lost profits, special, indirect or\nincidental damages from the application publisher. If your local laws impose a\nwarranty, guarantee or condition even though these terms do not, subject to\napplicable law, its duration is limited to 90-days from when you download the\napplication.\nThis limitation applies to:\nAnything related to the application or services made available through the\napplication; and\nClaims for breach of contract, warranty, guarantee, or condition; strict\nliability, negligence, or other tort; violation of a statute or regulation; unjust\nenrichment; or under any other theory; all to the extent permitted by\napplicable law.\nIt also applies even if:\nThis remedy doesn’t fully compensate you for any losses; or\n\nTop of page\nCovered Services\nThe application publisher knew or should have known about the possibility of\nthe damages.\nThe following products, apps and services are covered by the Microsoft Services Agreement,\nbut may not be available in your market.\nAccount.microsoft.com\nBing Apps\nBing Dictionary\nBing Image and News (iOS)\nBing Maps\nBing Pages\nBing Rebates\nBing Search APIs/SDKs\nBing Search app\nBing Translator\nBing Webmaster\nBing.com\nBingplaces.com\nCortana skills by Microsoft\nCortana\nDefault Homepage and New Tab Page on Microsoft Edge\nDev Center App\nDevice Health App\nDictate\neducation.minecraft.net\nFace Swap\nFeedback Intake Tool for Azure Maps (aka “Azure Maps Feedback”)\nForms.microsoft.com\nforzamotorsport.net\nGroove Music Pass\nGroove\nGroupMe\nLineBack\nMaps App\nMicrosoft 365 Business Standard and Microsoft 365 Apps*\n*Until a commercial domain is established for use of these services, at which time\nseparate Microsoft commercial terms will govern instead.\nMicrosoft 365 Consumer\nMicrosoft 365 Family\nMicrosoft 365 Personal\nMicrosoft Academic\nMicrosoft account\nMicrosoft Add-Ins for Skype\nMicrosoft Bots\nMicrosoft Educator Community\nMicrosoft Family\nMicrosoft Health\nMicrosoft Launcher\nMicrosoft Math Solver\nMicrosoft Movies & TV\n\nMicrosoft Pay\nMicrosoft Pix\nMicrosoft Research Interactive Science\nMicrosoft Research Open Data\nMicrosoft Search in Bing\nMicrosoft Soundscape\nMicrosoft Start\nMicrosoft Support and Recovery Assistant for Office 365\nMicrosoft Teams\nMicrosoft Translator\nMicrosoft Wallpaper\nMicrosoft XiaoIce\nMinecraft games\nMinecraft Realms Plus and Minecraft Realms\nMixer\nMSN Dial Up\nMSN Explorer\nMSN Food & Drink\nMSN Health & Fitness\nMSN Money\nMSN News\nMSN Premium\nMSN Sports\nMSN Travel\nMSN Weather\nMSN.com\nNext Lock Screen\nOffice 365 Pro Plus optional connected experiences\nOffice for the web (formerly Office Online)\nOffice in Microsoft 365 Consumer\nOffice in Microsoft 365 Family\nOffice in Microsoft 365 Personal\nOffice Store\nOffice Sway\nOffice.com\nOneDrive.com\nOneDrive\nOneNote.com\nOutlook.com\nPaint 3D\nPresentation Translator\nRinna\nrise4fun\nSeeing AI\nSend\nSkype in the Classroom\nSkype Manager\nSkype.com\nSkype\nSmart Search\nSnip Insights\nSpreadsheet Keyboard\nStore\nSway.com\nto-do.microsoft.com\n\nTranslator for Microsoft Edge\nTranslator Live\nUrWeather\nux.microsoft.com\nVideo Breakdown\nVisio Online\nWeb Translator\nwhiteboard.office.com\nWindows games, apps and websites published by Microsoft\nWindows Live Mail\nWindows Live Writer\nWindows Movie Maker\nWindows Photo Gallery\nWindows Store\nXbox Game Pass\nXbox Game Studios games, apps and websites\nXbox Live Gold\nXbox Live\nXbox Music\nXbox Store\n","paragraphs":null,"sentences":null},"annotations":[{"general_category":"Limitation of remedy clauses","name":"Limitation of company's liability","legal_ground":"Annex 1(a) Directive 93/13","code":"ltd","score":-1,"explanation":"Unlawful limitation of liablility for damages connected with the use of service, when the company limits its liability for at least one of the following: (a) personal injury or (b) non-performance against consumers or (c) intentionally caused damage"},{"general_category":"Limitation of remedy clauses","name":"Maximal threshold of company's liability","legal_ground":"Annex 1(a) Directive 93/13","code":"ltd_cap","score":-1,"explanation":"Everyone entitled to the damages connected with using the service may claim them only to a certain amount"},{"general_category":"Limitation of remedy clauses","name":"Limitation period","legal_ground":"art. 119 KC*****","code":"period","score":-1,"explanation":"The ToS contains a clause setting the time limit for bringing the action to court, without such ability after this period."},{"general_category":"Limitation of remedy clauses","name":"No promises","legal_ground":"Article 8 Directive 2019/770","code":"as_is","score":-1,"explanation":"Presence of as-is clause. An \"as-is clause\" is a contractual provision that states that the work or product being provided by the developer or service provider is provided in its current condition, without any additional warranties or guarantees, except for those explicitly stated in the agreement. It serves to limit the developer's liability and makes it clear that the client accepts the work as it is."},{"general_category":"Limitation of remedy clauses","name":"Indemnification clause","legal_ground":"-","code":"indemn","score":1,"explanation":"Lack of indemnification obligation in ToS."},{"general_category":"Dispute resolution clauses","name":"Choice of law other than user's domicile","legal_ground":"Article 6 Rome I****","code":"c_law","score":-1,"explanation":"The ToS provides that a law other than the law of the user's habitual residence will apply to disputes arising in connection with the contract"},{"general_category":"Dispute resolution clauses","name":"Choice of forum other than user's domicile","legal_ground":"Annex 1(q) Directive 93/13","code":"c_forum","score":-1,"explanation":"The ToS provides that disputes arising in connection with the contract shall be resolved in a court of a different jurisdiction from that of the user's permanent residence"},{"general_category":"Dispute resolution clauses","name":"Mandatory arbitration","legal_ground":"Annex 1(q) Directive 93/13 + art. 385[3] pkt 23 KC","code":"arb","score":1,"explanation":"Lack of mandatory arbitration"},{"general_category":"Dispute resolution clauses","name":"Class action waiver","legal_ground":"-","code":"class","score":1,"explanation":"Lack of class action waiver"},{"general_category":"Unilateral alteration clauses","name":"Unilateral change of contract","legal_ground":"Annex 1(j) Directive 93/13","code":"contr_chg","score":-1,"explanation":"When the company reserves the right to change the contract without a valid reason (the ToS state the company can always change the contract)"},{"general_category":"Unilateral alteration clauses","name":"Unilateral change of future prices","legal_ground":"partially Annex 1(j) Directive 93/13","code":"price_chg","score":0,"explanation":"When the company reserves the right to change the future price of services that were not yet supplied or enabled"},{"general_category":"Unilateral alteration clauses","name":"Unilateral change of service by the company","legal_ground":"Article 19 Directive 2019/770","code":"serv_chg","score":-1,"explanation":"When the company reserves the right to change the service without a valid reason (when the ToS state, that the company can always change the service or does not state any requriements at all). A service change is a situation, where a company unilaterally modifies the service, by changing existing design, adding or removing features, modyfing purpose of the service, etc."},{"general_category":"Unilateral alteration clauses","name":"Account deletion and unilateral termination of contract by the company","legal_ground":"Annex 1(g) Directive 93/13***","code":"acc_del","score":0,"explanation":"When the company reserves the right to delete a user’s account without serious grounds but with a notice period or with serious grounds but without a notice period. "},{"general_category":"Unilateral alteration clauses","name":"Transfer of contractual rights to another subject","legal_ground":"Annex 1(p) Directive 93/13","code":"transfer","score":-1,"explanation":"When the ToS allows for contractual rights’ transfer to another subject without user’s consent"},{"general_category":"Right to police the behaviour of users","name":"User content deletion","legal_ground":"partially inferred from Article 6 Directive 2019/770** & Article 17 DSA","code":"cnt_del","score":0,"explanation":"When a company reserves a right to delete only the content put in the service by the user that is illegal or violates Terms of Service "},{"general_category":"Right to police the behaviour of users","name":"Account suspension","legal_ground":"partially inferred from Article 6 Directive 2019/770 & Article 17 DSA","code":"acc_sus","score":0,"explanation":"When the company reserves the right to suspend a user’s account without serious grounds but with a notice period or with serious grounds but without a notice period"},{"general_category":"Regulatory requirements","name":"Main parameters used in recommender systems","legal_ground":"Article 29 DSA*","code":"recom","score":0,"explanation":"Setting out in the ToS the main parameters used in the recommender system but not in a clear, accessible and easily comprehensible manner"},{"general_category":"Regulatory requirements","name":"Internal complaint-handling system","legal_ground":"Article 17 DSA","code":"com_sys","score":-1,"explanation":"Lack of internal complaint-handling system that allow the user to file a complain on a decision made by the company concerning user's rights under the contract, before going to court or other institution. Information about a right to present the case to the court or other institution does not count."},{"general_category":"Regulatory requirements","name":"Retrieval of digital content by the user","legal_ground":"Article 16(4) Directive 2019/770","code":"cnt_retr","score":-1,"explanation":"Lack of clause ensuring the right to retrieve the digital content belonging to the the user after contract's termination."},{"general_category":"Various","name":"Excessive user content IP license ","legal_ground":"-","code":"IP","score":1,"explanation":"ToS contains an IP license to the content put in the service by the user that it states it is needed solely to perform the service or ToS lacks any IP license requirements"},{"general_category":"Various","name":"Discretional power to interpret the ToS","legal_ground":"Annex 1(m) Directive 93/13","code":"discret","score":0,"explanation":"Lack of discretional power clauses"},{"general_category":"Various","name":"Severability clauses ","legal_ground":"-","code":"sever","score":0,"explanation":"The ToS contains provisions that keep the remaining part of the contract in force in case a court declare one or more of its provisions unconstitutional, void, or unenforceable (severability clauses)"},{"general_category":"Various","name":"Right to incorporate user's feedback or suggestions without compensation","legal_ground":"-","code":"suggest","score":0,"explanation":"According to ToS, the company has a right to incorporate into the service user feedback or suggestions without compensation"}]}