replace "per-user policy" with "per-credential policy" since a user may have multiple credentials
replace "per-user policy" with "per-credential policy" since a user may
have multiple credentials

ellert/globus-toolkit,globus/globus-toolkit,gridcf/gct,globus/globus-toolkit,globus/globus-toolkit,ellert/globus-toolkit,globus/globus-toolkit,ellert/globus-toolkit,gridcf/gct,gridcf/gct,globus/globus-toolkit,globus/globus-toolkit,gridcf/gct,ellert/globus-toolkit,ellert/globus-toolkit,globus/globus-toolkit,gridcf/gct,ellert/globus-toolkit,ellert/globus-toolkit,gridcf/gct,globus/globus-toolkit,ellert/globus-toolkit