Add the concept of "Living Trust Level"
Add the concept of "Living Trust Level"

Open-UDC/open-udc,jbar/open-udc,Open-UDC/open-udc,jbar/open-udc,Open-UDC/open-udc,jbar/open-udc,Open-UDC/open-udc,jbar/open-udc,Open-UDC/open-udc,Open-UDC/open-udc,Open-UDC/open-udc