added application rspec for payment
added application rspec for payment

neilkumar101/CS169_SFVS,brokenfingers/SFVS,brokenfingers/SFVS,neilkumar101/CS169_SFVS,neilkumar101/CS169_SFVS,neilkumar101/CS169_SFVS,brokenfingers/SFVS