Optimize doom-local-dir entry in recentf-exclude
Optimize doom-local-dir entry in recentf-exclude

file-in-directory-p is a tad more expensive.

Also takes into account any modifications to recentf-filename-handlers

UndeadKernel/emacs_doom,UndeadKernel/emacs_doom,hlissner/.emacs.d,hlissner/.emacs.d,hlissner/doom-emacs,hlissner/.emacs.d,hlissner/doom-emacs,hlissner/.emacs.d,hlissner/doom-emacs,UndeadKernel/emacs_doom,hlissner/doom-emacs,hlissner/doom-emacs,hlissner/.emacs.d,UndeadKernel/emacs_doom,hlissner/.emacs.d,hlissner/doom-emacs,UndeadKernel/emacs_doom,UndeadKernel/emacs_doom,hlissner/doom-emacs,hlissner/.emacs.d,hlissner/.emacs.d,UndeadKernel/emacs_doom