improving user_spec coverage rates (added tests for methods: (my_apps, owns?, is_member?)  and scopes [by_username, by_username_or_email]
improving user_spec coverage rates (added tests for methods: (my_apps, owns?, is_member?)  and scopes [by_username, by_username_or_email]

abner/insight,abner/insight,abner/insight,abner/insight