conversations.from: human
conversations.value: I need help with this problem:
  Carl caused a car accident that resulted in $40,000 worth of property damage and $70,000 worth of medical bills. If Carl's insurance company will pay 80% of the costs, leaving Carl to pay the remaining 20%, how much does Carl personally owe?
conversations.from: assistant
conversations.value: First find the total cost of the accident: $40,000 + $70,000 = $110,000
  Then multiply the total cost by the percentage Carl has to pay to find his personal cost: $110,000 * .2 = $22,000