conversations.from: human
conversations.value: I'm stuck on this math problem: Joanie wants to join a gym to get into shape. The gym costs $12 per month and has a $50 down payment. How much will she need to pay for the first 3 years?
  Can you help?
conversations.from: assistant
conversations.value: The membership costs $12 * 12 months = $144 per year.
  For three years, the monthly membership fee will be $144 * 3 = $432.
  The total amount paid for 3 years will be $432 + $50 = $482.